Cash+ arrived however...

[Creditaddict]

I have read and heard that the rewards had gone down hill but now that I fought so hard for this card I feel like I put up the fight for the wrong card!!

I took 5% on Cell Phone

2% on Starbucks

2% on Groceries

That is very lack luster... We buy 75% of groceries from Amazon Fresh so I use Amazon Visa as the store card is not accepted. The other 25% of our groceries come from Goodeggs an organic grocery delivery like Amazon Fresh so I will test it to make sure it even gets the 2% from Cash+ otherwise I'll move it back to Double Cash.

Does USbank have any really good cards that I should consider PC into later or getting next time?

The business Cash Rewards we got from USbank sounds better (it covers utilities and stuff, why doesn't the personal card cover those!?!)

[chalupaman]

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@Creditaddict wrote:

I have read and heard that the rewards had gone down hill but now that I fought so hard for this card I feel like I put up the fight for the wrong card!!

I took 5% on Cell Phone

2% on Starbucks

2% on Groceries

That is very lack luster... We buy 75% of groceries from Amazon Fresh so I use Amazon Visa as the store card is not accepted. The other 25% of our groceries come from Goodeggs an organic grocery delivery like Amazon Fresh so I will test it to make sure it even gets the 2% from Cash+ otherwise I'll move it back to Double Cash.

Does USbank have any really good cards that I should consider PC into later or getting next time?

The business Cash Rewards we got from USbank sounds better (it covers utilities and stuff, why doesn't the personal card cover those!?!)

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You got the card anyway though. What other US Bank cards do you have?

Maybe that Kroger Visa might interest you. It's really easy to get.

[Creditaddict]

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@chalupaman wrote:

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@Creditaddict wrote:

I have read and heard that the rewards had gone down hill but now that I fought so hard for this card I feel like I put up the fight for the wrong card!!

I took 5% on Cell Phone

2% on Starbucks

2% on Groceries

That is very lack luster... We buy 75% of groceries from Amazon Fresh so I use Amazon Visa as the store card is not accepted. The other 25% of our groceries come from Goodeggs an organic grocery delivery like Amazon Fresh so I will test it to make sure it even gets the 2% from Cash+ otherwise I'll move it back to Double Cash.

Does USbank have any really good cards that I should consider PC into later or getting next time?

The business Cash Rewards we got from USbank sounds better (it covers utilities and stuff, why doesn't the personal card cover those!?!)

---

You got the card anyway though. What other US Bank cards do you have?

Maybe that Kroger Visa might interest you. It's really easy to get.

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Kroger is a good card? we dont' go to grocerie stores (we order!)

Yes, we got the Cash+ (after 2 recons by me and 1 by personal banker... my recon was the one that worked! go figured bankers never know who to call and bitch at!)

We also have the Business Cash Rewards and the Business Charge Card from USbank.

[chalupaman]

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@Creditaddict wrote:

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@chalupaman wrote:

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@Creditaddict wrote:

I have read and heard that the rewards had gone down hill but now that I fought so hard for this card I feel like I put up the fight for the wrong card!!

I took 5% on Cell Phone

2% on Starbucks

2% on Groceries

That is very lack luster... We buy 75% of groceries from Amazon Fresh so I use Amazon Visa as the store card is not accepted. The other 25% of our groceries come from Goodeggs an organic grocery delivery like Amazon Fresh so I will test it to make sure it even gets the 2% from Cash+ otherwise I'll move it back to Double Cash.

Does USbank have any really good cards that I should consider PC into later or getting next time?

The business Cash Rewards we got from USbank sounds better (it covers utilities and stuff, why doesn't the personal card cover those!?!)

---

You got the card anyway though. What other US Bank cards do you have?

Maybe that Kroger Visa might interest you. It's really easy to get.

---

Kroger is a good card? we dont' go to grocerie stores (we order!)

Yes, we got the Cash+ (after 2 recons by me and 1 by personal banker... my recon was the one that worked! go figured bankers never know who to call and bitch at!)

We also have the Business Cash Rewards and the Business Charge Card from USbank.

---

You get 3x points for every dollar you spend on Kroger brand stuff, 2x points on Kroger family stores except fuel centers and 1x points on everything else. Did you also take a look at the Flexperks cards? Ron1 has one of those. He says it's a lot like the WF Propel ones.

[Anonymous]

You listed two 2% categories and one 5% category. My understanding it's the other way around. I was just approved for one and haven't received it yet.  I am planning Cell Phone for one of the 5% and am debating Sporting Goods or Electronics for the other 5%. (I need to see if DH has golf purchases planned in the near future). The 2% don't interest me right now with Freedom and Discover both having 5% restaurants, but I'll likely pick restaurants for 2% just because I am set on groceries and fuel with BCP and SM. 

[Creditaddict]

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@Anonymous wrote:

You listed two 2% categories and one 5% category. My understanding it's the other way around. I was just approved for one and haven't received it yet.  I am planning Cell Phone for one of the 5% and am debating Sporting Goods or Electronics for the other 5%. (I need to see if DH has golf purchases planned in the near future). The 2% don't interest me right now with Freedom and Discover both having 5% restaurants, but I'll likely pick restaurants for 2% just because I am set on groceries and fuel with BCP and SM. 

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sorry starbucks and cell phone for 5%

[longtimelurker]

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@Anonymous wrote:

You listed two 2% categories and one 5% category. My understanding it's the other way around. I was just approved for one and haven't received it yet.  I am planning Cell Phone for one of the 5% and am debating Sporting Goods or Electronics for the other 5%. (I need to see if DH has golf purchases planned in the near future). The 2% don't interest me right now with Freedom and Discover both having 5% restaurants, but I'll likely pick restaurants for 2% just because I am set on groceries and fuel with BCP and SM. 

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Yes, there should be 2 5% categories.  Also don't think "Starbucks" is a category!

[Creditaddict]

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@longtimelurker wrote:

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@Anonymous wrote:

You listed two 2% categories and one 5% category. My understanding it's the other way around. I was just approved for one and haven't received it yet.  I am planning Cell Phone for one of the 5% and am debating Sporting Goods or Electronics for the other 5%. (I need to see if DH has golf purchases planned in the near future). The 2% don't interest me right now with Freedom and Discover both having 5% restaurants, but I'll likely pick restaurants for 2% just because I am set on groceries and fuel with BCP and SM. 

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Yes, there should be 2 5% categories.  Also don't think "Starbucks" is a category!

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starbucks showed up under as a verified partner of one of the categories... let me look.

[Creditaddict]

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@Creditaddict wrote:

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@longtimelurker wrote:

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@Anonymous wrote:

You listed two 2% categories and one 5% category. My understanding it's the other way around. I was just approved for one and haven't received it yet.  I am planning Cell Phone for one of the 5% and am debating Sporting Goods or Electronics for the other 5%. (I need to see if DH has golf purchases planned in the near future). The 2% don't interest me right now with Freedom and Discover both having 5% restaurants, but I'll likely pick restaurants for 2% just because I am set on groceries and fuel with BCP and SM. 

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Yes, there should be 2 5% categories.  Also don't think "Starbucks" is a category!

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starbucks showed up under as a verified partner of one of the categories... let me look.

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FAST FOOD!

Explore Cash+ Categories:

Fast Food

• Overview
• Examples

Below is a partial list of popular merchants in this category.¹ While this list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized.²

Arby's™	Cold Stone Creamery®	Jack in the Box®	Qdoba® Mexican Grill
Baja Fresh®	Cracker Barrel®	Jamba Juice®	Quiznos®
Baskin Robbins	Culver's®	Jimmy John's®	Sbarro
Big Boy®	Dairy Queen	KFC™	Sonic
Bob Evans®	Del Taco	Krispy Kreme Dougnuts®	Starbucks™
Boston Market®	Denny's	McDonald's®	Steak 'n Shake®
Bruegger's Bagels	Domino's®	Noodles & Company®	Subway®
Burger King®	Dunkin' Donuts®	Panda Express	Taco Bell®
Caribou Coffee™	Firehouse Subs	Panera Bread®	Taco John's®
Carl's Jr.®	Five Guys®	Papa John's	Wendy's®
Chick-fil-A®	Fuddruckers®	Papa Murphy's®	White Castle®
Chipotle Mexican Grill	Hardee's®	Popeyes®
Chuck E. Cheese's®	In-N-Out Burger®	Potbelly

[B335is]

It's the only card that gives me 5% for gym membership. I threw in fast food for cheat day.