@longtimelurker wrote:
@Repairman wrote:
@Themanwhocan wrote:My cell phone bill is $8.33 a month. Verizon.
How is that?
Also, how is the US Bank Cash Plus card? Do you love it? And I have a question about your Sallie Mae card. In your Sig it says you earn 3% Cash Back on Dining, but I can't find any mention of that on the Sallie Mae cc site. Is that correct?
Im not TMWC, but SM offers SOME people quarterly specials, giving an extra 2% on certain categories. So if these are 1% categories, it becomes 3%, and if 5%, they become 7%. And quite often, once you start getting them, you keep getting them
I haven't been that lucky; I got it once, that was last quarter. Before that, nothing for a year. And nothing since last quarter 
@Anonymous wrote:How much do you all clear per year in card benefits. With my new rotation I should be clearing a little over $1000 per year, just for spending money. My primary contributor will be the Cash+ card's 5% on cell phone bills. My bill is about $500 per month.
You should probably also mention the spend base.
Ideally, certain categories like rent and education needs to be removed because there's almost no card that offers a cashback on then (New Mexico Educators offers for one quarter on education but that's it I guess) so that'd be a start.
Then the rewards could be split into CB and points which could have been redeemed at a different value than 1cpp.
I'll do my calc and post next week, a bit tied up right now 
@Repairman wrote:
@Themanwhocan wrote:I switched to a verizon pre paid plan. I pay for $100 worth of minutes each year, and thus the minutes do not expire for a year.
And you never use data?
I'm way too much of a computer geek to ever use data on a cell phone. I have a Dell I7 desktop with wired network fed by a DSL line and large monitor (only 27") and even better data connections when I'm at work.
Last Sunday the power went out in my neighborhood for 3 hours, so I just charged my laptop (I intentionally let my ASUS Taichi laptop discharge, since I usually keep it plugged in all the time, so this was just real bad timing for a power outage) off my UPS, which was also powering my DSL line, and kept right on surfin the Internet 
You all can keep your tiny little screens and icons.
@Ghoshida wrote:
@Anonymous wrote:How much do you all clear per year in card benefits. With my new rotation I should be clearing a little over $1000 per year, just for spending money. My primary contributor will be the Cash+ card's 5% on cell phone bills. My bill is about $500 per month.
You should probably also mention the spend base.
Ideally, certain categories like rent and education needs to be removed because there's almost no card that offers a cashback on then (New Mexico Educators offers for one quarter on education but that's it I guess) so that'd be a start.
Then the rewards could be split into CB and points which could have been redeemed at a different value than 1cpp.
I'll do my calc and post next week, a bit tied up right now
LMAO. I'd love to throw my tuition bill on there, if it's greater than 2.45%... incoming $$$$$$$$$$
made over $6,430 in rewards in these past 10 months between me and my wifey
@longtime_lurker wrote:
@Ghoshida wrote:
@Anonymous wrote:How much do you all clear per year in card benefits. With my new rotation I should be clearing a little over $1000 per year, just for spending money. My primary contributor will be the Cash+ card's 5% on cell phone bills. My bill is about $500 per month.
You should probably also mention the spend base.
Ideally, certain categories like rent and education needs to be removed because there's almost no card that offers a cashback on then (New Mexico Educators offers for one quarter on education but that's it I guess) so that'd be a start.
Then the rewards could be split into CB and points which could have been redeemed at a different value than 1cpp.
I'll do my calc and post next week, a bit tied up right now
LMAO. I'd love to throw my tuition bill on there, if it's greater than 2.45%... incoming $$$$$$$$$$
Its a 5% rotating category card. They changed their bank's name to Nusenda.
On pace to spend about $110k on cards this year. Some of that will be 5% on Sallie Mae for gas, groceries & Amazon. The rest will all be at 2% on the Venture. Total rewards for spend only (not sign-on) should be around $3k for the year. I don't keep records that closely.
