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So far I had 2 restaurants say they do not take Discover thats Cici's Pizza and In and Out burger, of course I like to get the 5% on restaurants this quarter, anyone know of any other Chain's that do not take Discover?
My Cici's takes Discover.
@FloridaState12 wrote:If they're franchised restaurants, then it's probably up to the owner/operator of that particular restaurant whether or not they want to take Discover.
But I could be wrong.
This was a franchinse one I believe, I think I will contact cici's and see what they say
Not all restaurants in a chain will take the same cards. I know that one Quiznos around me takes Amex and another one didn't before it closed.
As a business owner, I can tell you why. Discover has one of the highest merchant fee rates. Rewards cards can hit the merchant for upto 7%. You didn't think that the cc companies are paying you to use THEIR CARD did you? The merchants pays the cc card companies those monies. That takes all of the profit and more from a sale. Imagine, I complete a $ 1000.00 sale with you and I immediately pay cc company $ 70.00 just to say " Thank You for your business" So as you can see, it is marketing 101. Do you want cheap prices or do you want higher prices and then a credit card cash back or cash discount at the register? The end price is about the same. It's how you get to the finnish line that counts. So simply put, merchants who take cash/check can offer lower EVERYday prices and services.
Subway is also like this... some take Discover and some dont. Some take Amex and some dont. Franchisee makes the decision on what to accept
I just came back from LA. In & Out burger only takes Visa and Mastercard ( not Amex and Discover) . I went to the company store and they don't take it. They got some good burgers and fries ( better than Mc Donalds). You always carry either Visa/MC in your wallet and some cash for those places don't accept any credit card.
Ron.