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Itching to request CLI on Freedom with 11 Inq’s. None in past 6 months. 14 percent uti. What are my chances?
what's your AAoA, age of oldest account etc? how many inquiries are <12 months old?
AAOA 2 yrs, all Inq's in past 12 months. oldest CC 2 yrs.
sufficient history? 1 yr minimum then? had my freedom for 8 months.
After 6 months and it's going to cost you a HP.
@migliogiorni wrote:sufficient history? 1 yr minimum then? had my freedom for 8 months.
I think 1 year is sufficient. I would wait until then. Good luck!!
@LS2982 wrote:
@migliogiorni wrote:sufficient history? 1 yr minimum then? had my freedom for 8 months.
I think 1 year is sufficient. I would wait until then. Good luck!!
+1
the other way that I would recommend, is that you apply for another chase card at 1 year mark.
then call chase and have them use the same pull for your freedom CLI.
@enharu wrote:
@LS2982 wrote:
@migliogiorni wrote:sufficient history? 1 yr minimum then? had my freedom for 8 months.
I think 1 year is sufficient. I would wait until then. Good luck!!
+1
the other way that I would recommend, is that you apply for another chase card at 1 year mark.
then call chase and have them use the same pull for your freedom CLI.
Thats also a good option if you have a different Chase card on your radar. Also if approved for a high limit on new card and declined a CLI on freedom you can transfer some of your limit from new cardd to freedom.