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Chances Freedom CLI

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migliogiorni
Established Contributor

Chances Freedom CLI

Itching to request CLI on Freedom with 11  Inq’s. None in past 6 months.  14 percent uti. What are my chances?

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 1 of 13
12 REPLIES 12
enharu
Super Contributor

Re: Chances Freedom CLI

what's your AAoA, age of oldest account etc? how many inquiries are <12 months old?

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 2 of 13
migliogiorni
Established Contributor

Re: Chances Freedom CLI

AAOA 2 yrs, all Inq's in past 12 months. oldest CC 2 yrs.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 3 of 13
JaeJae12
Frequent Contributor

Re: Chances Freedom CLI

They won't give it to you if it's your first chase CC, when I was recon my CS(deny Smiley Sad ..) the Backdoor senior cred analyst told me the odd of approval whether for CLI or another chase CC is better once you establish sufficient history with them.

BCE- 50 k-BOA 123 100k -Freedom unlimited-95k- Citi DC- 200k-CSR 175k
Garden mode



Message 4 of 13
migliogiorni
Established Contributor

Re: Chances Freedom CLI

sufficient history? 1 yr minimum then? had my freedom for 8 months.

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 5 of 13
JaeJae12
Frequent Contributor

Re: Chances Freedom CLI

It really depends they didn't give me a actual time frame but I guess longer is better. Also they take into consideration if you have other CC, payment history etc. maybe call Blackfoot and ask a analyst it will prob be a HP. They don't like many inquires.

BCE- 50 k-BOA 123 100k -Freedom unlimited-95k- Citi DC- 200k-CSR 175k
Garden mode



Message 6 of 13
CS800
Super Contributor

Re: Chances Freedom CLI

After 6 months and it's going to cost you a HP.




Message 7 of 13
LS2982
Mega Contributor

Re: Chances Freedom CLI


@migliogiorni wrote:

sufficient history? 1 yr minimum then? had my freedom for 8 months.


I think 1 year is sufficient. I would wait until then. Good luck!!




EQ FICO 548 3/3/16
Message 8 of 13
enharu
Super Contributor

Re: Chances Freedom CLI


@LS2982 wrote:

@migliogiorni wrote:

sufficient history? 1 yr minimum then? had my freedom for 8 months.


I think 1 year is sufficient. I would wait until then. Good luck!!


+1

the other way that I would recommend, is that you apply for another chase card at 1 year mark.

then call chase and have them use the same pull for your freedom CLI.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 9 of 13
LS2982
Mega Contributor

Re: Chances Freedom CLI


@enharu wrote:

@LS2982 wrote:

@migliogiorni wrote:

sufficient history? 1 yr minimum then? had my freedom for 8 months.


I think 1 year is sufficient. I would wait until then. Good luck!!


+1

the other way that I would recommend, is that you apply for another chase card at 1 year mark.

then call chase and have them use the same pull for your freedom CLI.

 


Thats also a good option if you have a different Chase card on your radar. Also if approved for a high limit on new card and declined a CLI on freedom you can transfer some of your limit from new cardd to freedom.




EQ FICO 548 3/3/16
Message 10 of 13
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