Reply
Established Contributor
zyzzus
Posts: 539
Registered: ‎10-22-2012
0

Chances for Amex?

What information would you guys need to give me an over/under for applying for BCE?  This is the last card i 'want'

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $15,000

Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Chances for Amex?


zyzzus wrote:

What information would you guys need to give me an over/under for applying for BCE?  This is the last card i 'want'


-Age of all current CC's

-INQ's

-Baddies

-AAoA




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Member
kmkotas
Posts: 76
Registered: ‎04-30-2013
0

Re: Chances for Amex?

How many inquiries have you had in the past year and what is your utilization currently? American Express charge cards are supposedly easier to obtain than their revolving accounts. Maybe try applying for the Green card?

1st Financial Bank USA Mastercard (2007) $1,900.00
Chase Sapphire Preferred (2008) $16,000
American Express Gold (April 2013) NPSL
Discover It (April 2013) $5,000
**Experian 765, Equifax 782, TU 787**
Member
kmkotas
Posts: 76
Registered: ‎04-30-2013
0

Re: Chances for Amex?

Yes answer those questions and I could give you a more clear answer. Thanks!

1st Financial Bank USA Mastercard (2007) $1,900.00
Chase Sapphire Preferred (2008) $16,000
American Express Gold (April 2013) NPSL
Discover It (April 2013) $5,000
**Experian 765, Equifax 782, TU 787**
Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: Chances for Amex?

Also I know you have had a few new accounts in the last  2 months how many?

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Chances for Amex?


kmkotas wrote:

How many inquiries have you had in the past year and what is your utilization currently? American Express charge cards are supposedly easier to obtain than their revolving accounts. Maybe try applying for the Green card?


If you have a thick file with history and no recent baddies I think going straight for the revolver is just fine.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Member
kmkotas
Posts: 76
Registered: ‎04-30-2013
0

Re: Chances for Amex?

Just two. I was recently approved for AmEx Gold and Discover It.

1st Financial Bank USA Mastercard (2007) $1,900.00
Chase Sapphire Preferred (2008) $16,000
American Express Gold (April 2013) NPSL
Discover It (April 2013) $5,000
**Experian 765, Equifax 782, TU 787**
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Chances for Amex?


kmkotas wrote:

Just two. I was recently approved for AmEx Gold and Discover It.


I think myjourney's question was intended for the OP :smileytongue:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: Chances for Amex?


LS2982 wrote:

kmkotas wrote:

Just two. I was recently approved for AmEx Gold and Discover It.


I think myjourney's question was intended for the OP :smileytongue:


Yes OP

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Established Contributor
zyzzus
Posts: 539
Registered: ‎10-22-2012
0

Re: Chances for Amex?

It will take me a little while to find out inqs across reports.  I have ~5-8 on each.  thanks for all the replies I don't know easiest way to find aaoa though <3

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $15,000


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}