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Established Contributor
Posts: 560
Registered: ‎10-22-2012
0

Chances for Amex?

What information would you guys need to give me an over/under for applying for BCE?  This is the last card i 'want'

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $9,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $15,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000

Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Chances for Amex?


zyzzus wrote:

What information would you guys need to give me an over/under for applying for BCE?  This is the last card i 'want'


-Age of all current CC's

-INQ's

-Baddies

-AAoA




EQ FICO 548 3/3/16
Member
Posts: 76
Registered: ‎04-30-2013
0

Re: Chances for Amex?

How many inquiries have you had in the past year and what is your utilization currently? American Express charge cards are supposedly easier to obtain than their revolving accounts. Maybe try applying for the Green card?

1st Financial Bank USA Mastercard (2007) $1,900.00
Chase Sapphire Preferred (2008) $16,000
American Express Gold (April 2013) NPSL
Discover It (April 2013) $5,000
**Experian 765, Equifax 782, TU 787**
Member
Posts: 76
Registered: ‎04-30-2013
0

Re: Chances for Amex?

Yes answer those questions and I could give you a more clear answer. Thanks!

1st Financial Bank USA Mastercard (2007) $1,900.00
Chase Sapphire Preferred (2008) $16,000
American Express Gold (April 2013) NPSL
Discover It (April 2013) $5,000
**Experian 765, Equifax 782, TU 787**
Community Leader
Senior Contributor
Posts: 30,749
Registered: ‎02-07-2013
0

Re: Chances for Amex?

Also I know you have had a few new accounts in the last  2 months how many?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Chances for Amex?


kmkotas wrote:

How many inquiries have you had in the past year and what is your utilization currently? American Express charge cards are supposedly easier to obtain than their revolving accounts. Maybe try applying for the Green card?


If you have a thick file with history and no recent baddies I think going straight for the revolver is just fine.




EQ FICO 548 3/3/16
Member
Posts: 76
Registered: ‎04-30-2013
0

Re: Chances for Amex?

Just two. I was recently approved for AmEx Gold and Discover It.

1st Financial Bank USA Mastercard (2007) $1,900.00
Chase Sapphire Preferred (2008) $16,000
American Express Gold (April 2013) NPSL
Discover It (April 2013) $5,000
**Experian 765, Equifax 782, TU 787**
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Chances for Amex?


kmkotas wrote:

Just two. I was recently approved for AmEx Gold and Discover It.


I think myjourney's question was intended for the OP Smiley Tongue




EQ FICO 548 3/3/16
Community Leader
Senior Contributor
Posts: 30,749
Registered: ‎02-07-2013
0

Re: Chances for Amex?


LS2982 wrote:

kmkotas wrote:

Just two. I was recently approved for AmEx Gold and Discover It.


I think myjourney's question was intended for the OP Smiley Tongue


Yes OP

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Established Contributor
Posts: 560
Registered: ‎10-22-2012
0

Re: Chances for Amex?

It will take me a little while to find out inqs across reports.  I have ~5-8 on each.  thanks for all the replies I don't know easiest way to find aaoa though <3

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $9,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $15,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000

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