Re: Chances for Nordstrom?

robertb507 · ‎11-28-2013

Was in Nordstrom yesterday and wondered if I should apply for Visa Siggy in store. I have a 730 EQ FICO and the only baddie I have is a Paid in full CO from 6 years ago. The only thing stopping me is inquiries. I'm in the process of closing on a house and I've racked up 19 inquiries. Do you think I could justify this to a credit analyst?

OptimasPrime · ‎11-28-2013

I probably wouldn't apply with that many inquiries. I linked an older thread below that came to mind after I read your post.

http://ficoforums.myfico.com/t5/Credit-Cards/Nordstrom-Recon-Experience/td-p/2243649

09Lexie · ‎11-28-2013

I'd have to agree with OptimasPrime. Nordstrom seems to have a dislike for inq's. If you've closed on your mortgage and have an inq to spare you could always try and be prepared to recon

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broseph23 · ‎11-29-2013

Unfortunately you have a 0% chance at the nordstrom card with that many inquiries. When you have less than four, then apply.

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sandman2435 · ‎11-29-2013

I think I may have been the first to be approved for a Nordstrom Credit card with a ton of inquires in the past 6 months(20): today I was by a Nordstrom's and applyed was approved for the store card 1k Limit with tier one rate of 10.9..Was hoping to get the siggy visa..I talked to their credit dept and was told with good usage and positive payment history that I can in 6 months ask for the upgrade.My scores are in the high 700's and AoAA is 8 years..1% util

markhs777 · ‎11-29-2013

Last month applied in store for Visa Sig. Approved for card tier one level $10,000 Cl . Pulled all three CRA's with 7 year old bk showing on TU and EX. Scores ranged from 805 EQ to 737 EX

TiggerDat · ‎11-29-2013

What benefits does Nordstrom give you for having their card?

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.

09Lexie · ‎11-29-2013

I like my cc for the $20 Nordstrom Notes and free alterations . There are other benefits too

https://secure.nordstrom.com/InstantCreditApproval/signin.aspx

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TiggerDat · ‎11-30-2013

I guess 2% isn't too bad and the Nordstrom notes would be a benefit for the initial enrolment. The alterations would be good.

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.

09Lexie · ‎11-30-2013

The Nordstrom Notes are ongoing based on purchases.

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Chances for Nordstrom?

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Chances for Nordstrom?