Chances for a Barclay Apple card with recent Chp 7

[jk26978]

Hi jk26978,

I've split this off to start a new thread within the Credit Cards board. All I've changed is the title.

MarineVietVet, myFICO moderator

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Ok...I may be doing this incorrectly.  However, I would like to ask an opinion......I too have a BK 7 from 12/2009 - I started out with Capital One in 12/2009 as a fresh start - CL up to $1500.00 / have another Cap One Rewards card with $750.00 / HSBC - Bestbuy - $1500.00 and a Household bank card that now has a "lowered" limit of $315.00 b/c of inactivity they said.  I currently have no balances on any of these cards (but will probably not reflect until close to the end of this month) - with the experience of the members what do my odds look like for approval  from Barclay/Apple

current score on here shows 692

Thanks

[jk26978]

Thanks....I don't seem to do very well with posting..

[MarineVietVet]

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@jk26978 wrote:

Thanks....I don't seem to do very well with posting..

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It's neither an art nor a science to know where to post something. There often is no perfect place for it. You were correct to put it in Credit Cards but the main reason I moved it is because it becomes very confusing when different topics are brought up and different questions are asked within the same thread.

It's just simpler to start a new thread and let it stand on it's own. You'll get the hang of it! 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[Creditaddict]

I would think you would have a good chance with Apple, especially on recon for approval or for instant increase after computer instant approval.

[logan_720]

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@Creditaddict wrote:

I would think you would have a good chance with Apple, especially on recon for approval or for instant increase after computer instant approval.

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I was insta-denied last night. One of the contributing factors was too many inquiries, how do you think I would do with a recon?\

Here's and update:

This morning I called the backdoor number, which was instantly conected to a credit analyst, he asked a few questions about income and recent cards, since I gone on an app spree in the passed, I explained I used different cards for different purcahses based on rewards. He then asked me about payment history, to which I told him I have excellent payment history. After, he asked me how much I wanted, which sort of amazed me, I replied with $1,700. He said "Ok, I will approve you for $1,700!"