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Chances for approval on Arrival card?

Established Contributor

Chances for approval on Arrival card?

Ok, so I have stayed away from Barclay because of all the negative things I have read on here about cld's and closures. The arrival card is very much tempting me. I've been moving more towards the travel cards and was just approved about 2 weeks ago for the Southwest Premier. I want to get in on this signup bonus but I want to make sure I have a chance of approval. I really want it to be the world mastercard. So what do ya'll think? My info in my sig is correct. My total utilization is 14%. It will lower by mid March. My oldest cc account is about 18 month's old. No installment account, no negatives. So what do y'all think? Will this bonus probably be around a while? Thanks for your time input.

Sorry for errors, I'm on my cell.
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 1 of 13
12 REPLIES
Epic Contributor

Re: Chances for approval on Arrival card?

APPROVED!

Message 2 of 13
Regular Contributor

Re: Chances for approval on Arrival card?


snowkitty wrote:
Ok, so I have stayed away from Barclay because of all the negative things I have read on here about cld's and closures. The arrival card is very much tempting me. I've been moving more towards the travel cards and was just approved about 2 weeks ago for the Southwest Premier. I want to get in on this signup bonus but I want to make sure I have a chance of approval. I really want it to be the world mastercard. So what do ya'll think? My info in my sig is correct. My total utilization is 14%. It will lower by mid March. My oldest cc account is about 18 month's old. No installment account, no negatives. So what do y'all think? Will this bonus probably be around a while? Thanks for your time input.

Sorry for errors, I'm on my cell.

How is your TU inquiries? Was it pulled for your Southwest Premier? If your TU is clean of inquiries for the past 6mo I think you have a good chance depending on your income. What is your income?

WALLET: Amex BCP 25K | Barclay Arrival Plus 27K | Ink Plus 25K | Chase Reserve 20K
Amex SimplyCash 19K

FICO: EX 780 | EQ 782 | TU 786
Message 3 of 13
Established Contributor

Re: Chances for approval on Arrival card?

I think I have about 10 inquiries on my TU. Most are close to a year or more in age. EX was pulled for SW. Income alittle under 65k.


@creditaddict.......do you think I will get at least a 5k to make it a wm?
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 4 of 13
Epic Contributor

Re: Chances for approval on Arrival card?


snowkitty wrote:
I think I have about 10 inquiries on my TU. Most are close to a year or more in age. EX was pulled for SW. Income alittle under 65k.


@creditaddict.......do you think I will get at least a 5k to make it a wm?

based on your other lines, YES~

Message 5 of 13
Valued Contributor

Re: Chances for approval on Arrival card?


snowkitty wrote:
Ok, so I have stayed away from Barclay because of all the negative things I have read on here about cld's and closures. The arrival card is very much tempting me. I've been moving more towards the travel cards and was just approved about 2 weeks ago for the Southwest Premier. I want to get in on this signup bonus but I want to make sure I have a chance of approval. I really want it to be the world mastercard. So what do ya'll think? My info in my sig is correct. My total utilization is 14%. It will lower by mid March. My oldest cc account is about 18 month's old. No installment account, no negatives. So what do y'all think? Will this bonus probably be around a while? Thanks for your time input.

Sorry for errors, I'm on my cell.

I'm never good at knowing if people will get approved but I can share my experience.

 

Here were my stats when I was appoved:

 

TU FICO Score 760

UTL ~7%

INQ 0

AA0A ~3.5 YRS, oldest CC was 18 months

New accounts 1 (reported) 2 (had not yet reported)

 

Approved for 5,000 with 18.99% APR after Promo.

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 6 of 13
Valued Contributor

Re: Chances for approval on Arrival card?


snowkitty wrote:
Ok, so I have stayed away from Barclay because of all the negative things I have read on here about cld's and closures. The arrival card is very much tempting me. I've been moving more towards the travel cards and was just approved about 2 weeks ago for the Southwest Premier. I want to get in on this signup bonus but I want to make sure I have a chance of approval. I really want it to be the world mastercard. So what do ya'll think? My info in my sig is correct. My total utilization is 14%. It will lower by mid March. My oldest cc account is about 18 month's old. No installment account, no negatives. So what do y'all think? Will this bonus probably be around a while? Thanks for your time input.

Sorry for errors, I'm on my cell.

I see that you said you oldest CC is 18 months old. How many cards did you apply for in the last 6 months? And how many INQs do you have for each CB?

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 7 of 13
Epic Contributor

Re: Chances for approval on Arrival card?


efranklin23 wrote:

snowkitty wrote:
Ok, so I have stayed away from Barclay because of all the negative things I have read on here about cld's and closures. The arrival card is very much tempting me. I've been moving more towards the travel cards and was just approved about 2 weeks ago for the Southwest Premier. I want to get in on this signup bonus but I want to make sure I have a chance of approval. I really want it to be the world mastercard. So what do ya'll think? My info in my sig is correct. My total utilization is 14%. It will lower by mid March. My oldest cc account is about 18 month's old. No installment account, no negatives. So what do y'all think? Will this bonus probably be around a while? Thanks for your time input.

Sorry for errors, I'm on my cell.

I see that you said you oldest CC is 18 months old. How many cards did you apply for in the last 6 months? And how many INQs do you have for each CB?


OP said about 10 on TU... but only last 12 months count and really only last 6 months I think Barclay would care about... so any then?

Message 8 of 13
Valued Contributor

Re: Chances for approval on Arrival card?


Creditaddict wrote:

efranklin23 wrote:

snowkitty wrote:
Ok, so I have stayed away from Barclay because of all the negative things I have read on here about cld's and closures. The arrival card is very much tempting me. I've been moving more towards the travel cards and was just approved about 2 weeks ago for the Southwest Premier. I want to get in on this signup bonus but I want to make sure I have a chance of approval. I really want it to be the world mastercard. So what do ya'll think? My info in my sig is correct. My total utilization is 14%. It will lower by mid March. My oldest cc account is about 18 month's old. No installment account, no negatives. So what do y'all think? Will this bonus probably be around a while? Thanks for your time input.

Sorry for errors, I'm on my cell.

I see that you said you oldest CC is 18 months old. How many cards did you apply for in the last 6 months? And how many INQs do you have for each CB?


OP said about 10 on TU... but only last 12 months count and really only last 6 months I think Barclay would care about... so any then?


Yea I saw that, I was trying to figure how many in a 6 month frame. I think that may be the determining factor in their approval. If it's under 3, I would say yes, otherwords, I would strongly say no as Barclays is really sensitive to INQs. 

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 9 of 13
Established Contributor

Re: Chances for approval on Arrival card?

Ok, I just looked. I have 12 inquiries on TU. Only one in the past 6 months. But I have added the SW card which is not showing up yet and the CSP and BOA travel cards in the past 6 months. All at 5k limits.
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 10 of 13