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@Creditaddict wrote:If util. is updated on credit now and the chargeoff then I would say apply... if those things have not updated to credit report yet I would wait.
@Anonymous absolutely! the stats I gave above is exactly the way my report is right now. No late payment ever, no collection, util @9% infact no derog other than the 5 INQs and low AAoA and 2 new accounts reporting
@xsvspd wrote:
Thanks, I'm excited too. Still impatiently waiting for it to arrive in the mail!
lmaoo I definitely know that feeling and just so u know u can request them to expedite it to u and by tomorrow, ur shiny new metal card gonna be happily sitting in that mailbox lol