No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Was recently approved for a card from BoA, but just for 800. Still waiting on the card to arrive, but what are the chances of receiving reconsideration for an initial credit limit?
What are your current Fico scores? What are the limits on all of your credit cards and when were they opened? Any negatives on your bureaus?
Unless the auto system saw something in your report a human could ignore, its a lower limit, I wouldnt think chances would be that good.
Then again there is no rhyme or reason to most of this credit business. (I shouldnt have what I have with how bad my credit is when people with MUCH better credit cant get it)
So I would say as long as its not a hard pull, go for it. (maybe can still use the same report pull im not sure)
But like the above poster said with some info more who have received CLIs can help and give actual info instead of my conjecturing from what ive read
Average age of accounts
Collections, if so how old how many
judgements?
Late payments?
Inquiries lately? new cards added lately?
thin file?