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Contributor
Posts: 77
Registered: ‎03-13-2017
0

Chances of CareCredit approval?

I am not certain yet that I will need to apply for this card but it can't hurt to find out or ask ahead of time even if I don't need it. Had some pet things come up and may be more then I can cover all at once. I have no baddies or derogs on my reports, squeaky clean scores of 726, 720 and 725 FICO. Only a little over 6 months of credit history though. Do I stand a chance of getting approved?

Valued Contributor
Posts: 1,831
Registered: ‎10-10-2011
0

Re: Chances of CareCredit approval?


Irkedredit wrote:

I am not certain yet that I will need to apply for this card but it can't hurt to find out or ask ahead of time even if I don't need it. Had some pet things come up and may be more then I can cover all at once. I have no baddies or derogs on my reports, squeaky clean scores of 726, 720 and 725 FICO. Only a little over 6 months of credit history though. Do I stand a chance of getting approved?


You have Ann excellent chance of getting approved. What other credit accounts do you have? 


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Contributor
Posts: 77
Registered: ‎03-13-2017
0

Re: Chances of CareCredit approval?

I have 3 cards local CU $500, Cap1 $400 and a comenity card at $750. Also have one unsecured personal loan as well. Don't carry any balances on any card.

Contributor
Posts: 77
Registered: ‎03-13-2017
0

Re: Chances of CareCredit approval?

Any one else have any data points that have this card?
Regular Contributor
Posts: 198
Registered: ‎09-12-2016
0

Re: Chances of CareCredit approval?

Shouldn't have any problem I got it in the 580's with a sl of 1000, with many inquiries and new accounts

Established Contributor
Posts: 1,041
Registered: ‎02-11-2016
0

Re: Chances of CareCredit approval?

Imo Synch either likes you or they don't.

I got it with a 630-640 ish TU for $500. 9 new accounts in the prior 6 months and 6-8 INQs.

When TU hit 680+ I asked for $10k and got bumped to $7k.


June'17: EX 704 | TU 676 | EQ 672 -- Starting (2/2016): 630 | 620 | 580 -- INQs: 15 | 24 | 27
AMEX Delta: $10k, Discover IT: $6k, AMEX BCE: $6k, Marvel: $5k, CO QS: $2.6k, Merrick: $1.6k, Barclay's NFL Rewards: $1.3k, CO BuyPower: $500. And a mix of well-loved store cards.
Valued Contributor
Posts: 1,138
Registered: ‎03-01-2016
0

Re: Chances of CareCredit approval?

I would think you have a good chance. I was approved a year ago with a 660ish TU for 800. Since then they have given me two SP increases to take it up to 12K

State Farm Rewards (3,000) ~ Marvel MC (1,500) ~ PenFed Power Cash (5,000) ~ PenFed Promise (6,000) ~ PenFed OLOC (500) ~ Discover ($1,000) ~ Citi DC (1,700) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (1,700) ~ NFCU CLOC (15,000) ~ QuickSilver Visa (10,300) ~ DCU Visa (5,000) ~ Chase Freedom Unlimited (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG Business (3,000) ~ Care Credit (12,000)
Current Scores (6/8/17): 665 Transunion, 650 Equifax, 612 Experian

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