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I am not certain yet that I will need to apply for this card but it can't hurt to find out or ask ahead of time even if I don't need it. Had some pet things come up and may be more then I can cover all at once. I have no baddies or derogs on my reports, squeaky clean scores of 726, 720 and 725 FICO. Only a little over 6 months of credit history though. Do I stand a chance of getting approved?
@Anonymous wrote:I am not certain yet that I will need to apply for this card but it can't hurt to find out or ask ahead of time even if I don't need it. Had some pet things come up and may be more then I can cover all at once. I have no baddies or derogs on my reports, squeaky clean scores of 726, 720 and 725 FICO. Only a little over 6 months of credit history though. Do I stand a chance of getting approved?
You have Ann excellent chance of getting approved. What other credit accounts do you have?
I have 3 cards local CU $500, Cap1 $400 and a comenity card at $750. Also have one unsecured personal loan as well. Don't carry any balances on any card.
Shouldn't have any problem I got it in the 580's with a sl of 1000, with many inquiries and new accounts
I would think you have a good chance. I was approved a year ago with a 660ish TU for 800. Since then they have given me two SP increases to take it up to 12K