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Chances of Citi CLI if I do a BT?

Valued Contributor

Chances of Citi CLI if I do a BT?

Logged into my account and saw this offer. Wondering if I can negotiate a CLI if I take them up on this BT. Still hoping to get a SP offer but my account is still saying "we may pull your report".

 

Has anyone had any experience getting a CLI with BT offers through Citi?

 

Citi Offer.JPG

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 1 of 6
5 REPLIES
Frequent Contributor

Re: Chances of Citi CLI if I do a BT?

Personally I do not consider this a good offer.

 

I have a couple of Citi cards which is currently offering 0% until May, 2015 with 3% Fee.

 

Call Customer Services and see if they have any other offers available for you.

Message 2 of 6
Established Contributor

Re: Chances of Citi CLI if I do a BT?


Cleanmachine wrote:

Personally I do not consider this a good offer.

 

I have a couple of Citi cards which is currently offering 0% until May, 2015 with 3% Fee.

 

Call Customer Services and see if they have any other offers available for you.


I agree. Although I don't have a Citi card myself, I know that calling and reaching a supervisor can be pretty good if you're looking for additional offers, retention bonuses, etc. As for the CLI prospects, I don't really think a BT would help you any more than just continued responsible use of the card.

Message 3 of 6
Valued Contributor

Re: Chances of Citi CLI if I do a BT?

Thanks for feedbacl. I'm currently paying down my original BT at 0% which expires in December 2015. Barclay's has been known to increase CL with the amount of $$ used on a BT so I thought perhaps Citi may be in line with that.

 

 edit: typo

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 4 of 6
Super Contributor

Re: Chances of Citi CLI if I do a BT?


lhcole77 wrote:

Thanks for feedbacl. I'm currently paying down my original BT at 0% which expires in December 2015. Barclay's has been known to increase CL with the amount of $$ used on a BT so I thought perhaps Citi may be in line with that.

 

 edit: typo


have you tried checking Citi's website to see if you are eligible for a SP CLI?

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 5 of 6
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Valued Contributor

Re: Chances of Citi CLI if I do a BT?


enharu wrote:

lhcole77 wrote:

Thanks for feedbacl. I'm currently paying down my original BT at 0% which expires in December 2015. Barclay's has been known to increase CL with the amount of $$ used on a BT so I thought perhaps Citi may be in line with that.

 

 edit: typo


have you tried checking Citi's website to see if you are eligible for a SP CLI?

 


Hi enharu!

 

I have and it is still saying that a report may be pulled. Next month will be 9 months with the card. Maybe a SP will come my way then or at 12 mos. =)

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 6 of 6