01-06-2013 01:10 PM
I bough a house in October and applied for a lowes credit card right after closing. I applied online and had to call in to verify information. I was approved for $500 and talked them into giving me $5000. I bought all new appliances for my house and I am on one of their financing plans.
My Balance is probably 4600 and I am coming up on my 4th statement. Do you guys think that I will get an increase from the luv button. My score from walmart has stayed the same even after the house process and it is 682. All my payments have been on time. I just want to increase my limit to lower the utilization on the card.
01-06-2013 01:38 PM
Call the backdoor number on the sticky in the front of this forum. I have had great success from them. I opened Lowes in November of 2012 with a 1,000 limit and it is now 6500.
01-06-2013 03:26 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO