im having fun reading this thread.
My guess is that if you park 500k in a Centurion Savings account they will let you spend a good fraction of that on a charge card. They are really a different animal and cater to high spenders many of whom have less than stellar credit.
If you spend a lot with them they will look beyond credit reports.
Reading this post reminds me of my good ol' days. 
I worked in Century City for over 30 years, shopped in that Westfield mall, also shopped in Beverly Hills. But now, because I live closer to it, I sometimes shop at the South Coast Plaza mall.
And, I actually think OP has a good point. I am using my little toy builder ccs like charge cards, paying everything in full every month, I think charge cards are just fine.
ENJOY! And yes, I hear the charge cards are an advantageous route for the fortunate PIFs. Not all of us are able. LOL!
Enjoy and live in the day, just leave something for tomorrow.
Starting Score: 722
@Creditaddict wrote:
@Jonbuck06 wrote:Really 187k on a Zync Card?
Dont dig this old old thread up!!! it was terrible and so full of it
I would think if AMEX knew you had the money to back up the charges (in their bank) they would let you go with it.
