06-17-2013 07:42 PM
06-17-2013 07:47 PM
Also many people and blogs have posted that this card is accepted at bluebird.
No more credit cards for me so I am either going to continue with my bcp/freedom plan or put every month and all utilities on my Hyatt card to redeem rewards at 20k/year.
Nice deal, I wasn't privy to the fee waiver because of the shortage at the branch. Thanks for the link!
06-17-2013 07:48 PM
Any confirmation here on MyFico that you can use these cards for a bluebird account up? I just briefly went through the T&C and I could see this being kosher or not kosher. I know its a total YMMV thing, but am hoping to hear from others who may have done this before.
06-17-2013 08:17 PM
So what's the benefit of purchasing this Chase Debit card and using it to load BlueBird? You won't be earning 6% like BCP.
06-17-2013 08:21 PM
06-17-2013 08:26 PM
Since UR points are worth 2.5 cents when used opportunistically, I see nothing wrong with earning them at a 1:1 ratio for an expense (rent) which has to be paid regardless, especially since there's a Walmart 5 minutes away.
06-17-2013 09:17 PM
Open pretty much understood what I meant. Sorry if it wasn't clear.
But you shouldn't buy gift cards using your BCP. You have no problems meeting the cap anyhow, so it's pointless to buy GCs using your BCP. American Express is also probably the most sensitive out of all lenders when it comes to GC purchases, so it's best to go easy on your Amex cards.
Like Open said, Chase UR points can be worth 2-4ccp if you redeem it the right way. So even if it's a 1:1 exchange where you're basically breaking even, it might still be worthwhile if you're hell bent on squeezing those few cents out. It honestly boils down to how much free time you have or whether you're bothered enough to go through this trouble.
Like all things in life, do it in moderation if you want to keep the account. Banks do not like it when you make visa / VR purchases using credit cards. However, 1-2k in GC purchases each month most likely shouldn't cause any problems in most scenarios.
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