Reply
New Contributor
Posts: 74
Registered: ‎05-25-2009
0

Charles Schwab Invest First 2% Visa - Approved

[ Edited ]

Decided to apply with a 736 EQ score.  Did not get instantly approved, but called the day after applying to check status, and selected the "I have waited 10 days" option :smileywink:. Spoke with a CSR who approved me for 2k.  I told her I'd like to set up the Brokerage account (where the rewards go), and she transferred me.  I told the next CSR i was worried about getting 3 pulls (Checking, Credit, and Brokerage), and that I heard there was a way that they could minimize if it you did it over the phone.  She was confused, but called me back to let me know that unfornately, a 3rd party is the one who requests the credit pulls from the CB, so it could result in a 2nd and 3rd pull.  Hope this information is helpful for anyone thinking of applying!

 

(Edit: Changed EX to EQ...obviously I don't know my EX score :smileytongue:)

Message Edited by austintex on 07-10-2009 02:55 PM
- - - - - - - - - - - - - - - - - - - - - - - --
5/31/09 - 736 - EQ

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.