Decided to apply with a 736 EQ score. Did not get instantly approved, but called the day after applying to check status, and selected the "I have waited 10 days" option 
. Spoke with a CSR who approved me for 2k. I told her I'd like to set up the Brokerage account (where the rewards go), and she transferred me. I told the next CSR i was worried about getting 3 pulls (Checking, Credit, and Brokerage), and that I heard there was a way that they could minimize if it you did it over the phone. She was confused, but called me back to let me know that unfornately, a 3rd party is the one who requests the credit pulls from the CB, so it could result in a 2nd and 3rd pull. Hope this information is helpful for anyone thinking of applying!
(Edit: Changed EX to EQ...obviously I don't know my EX score 
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