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Contributor
nenuco
Posts: 228
Registered: ‎07-30-2011

Chase (2) Personal Cards in one day?

Hello Helpful Forum Members! Thanks for all the other advice through out the forum. My next venture features an App-O-rama of 6 cards... I'm 21 and have 2+ years of credit. What are my chances of getting the Chase Sapphire Prefered and Chase Hyatt on the same day? I have heard that this is possible, but I don't know if it will be for me... Currently I have 6 credit cards, including a Chase Freedom I received back in March of this year. I have a 745 FAKO score... any advice or help would be appreciated I know it's hard as everyone has a different shot of being approved. Thanks in advance!

Garden Mode... kind of... sort of (•‿•)
Regular Contributor
tylaw13
Posts: 173
Registered: ‎06-28-2012

Re: Chase (2) Personal Cards in one day?

From what i hear to get a CSP chase likes to see other limits at 5k atleast to show you can handle a 5k CL. I have also heard of people getting the card without having the 5k CL . The reason is because CSP's bottom CL is 5k. I say go for it and if you are denied you will get a letter stating why you were denied so you know what to work on.

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: Chase (2) Personal Cards in one day?

What is your current CL with the Freedom? If you do app for the two Chase cards, you may max out your total available CL with them and might have to "move" some of your CL to be accepted for all 3 cards.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Established Contributor
emptypockets
Posts: 935
Registered: ‎02-03-2009

Re: Chase (2) Personal Cards in one day?

It is possible to get approved for 2 cards in one day, but don't be surprised if one is instant and the other is "deferred" (they give you the 7-10 day letter), and you have to call in and speak to an analyst to be approved. Sometimes they do this for fraud prevention, to make sure you actually meant to apply for 2 cards. Sometimes you may have hit their internal limit (for the amount they are willing to loan you) and you may have to re-allocate one of you credit lines on another card to get an approval.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (6/2/2014): 817; EX (6/14): 775
Contributor
nenuco
Posts: 228
Registered: ‎07-30-2011

Re: Chase (2) Personal Cards in one day?

The Chase Freedom is currently at $3,000 I have not asked for a CLI though. I have two other cards with a $5,000 CL and then an AMEX with $3,000 a Citi with $4,000 and my lovely Capital One at $500. 

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Contributor
nenuco
Posts: 228
Registered: ‎07-30-2011

Re: Chase (2) Personal Cards in one day?

The Hyatt is also a Visa Signature meaning a $5000 minimum limit. Do you think I should still try? What is their income to CL ratio? Thanks

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Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Chase (2) Personal Cards in one day?

Idk how you will get CSP without having a $5k limit... Just call the backdoor num and ask them what the chances are They can be helpful......
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
espnjunkie
Posts: 725
Registered: ‎12-14-2011

Re: Chase (2) Personal Cards in one day?


nenuco wrote:

The Chase Freedom is currently at $3,000 I have not asked for a CLI though. I have two other cards with a $5,000 CL and then an AMEX with $3,000 a Citi with $4,000 and my lovely Capital One at $500. 


Great job on starting out your credit, but do you really need to be applying for more credit right now? You currently have over 20,000.00 in available credit, why app for more now?

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), US Bank Business
TU-778 (04/28/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)
Contributor
nenuco
Posts: 228
Registered: ‎07-30-2011

Re: Chase (2) Personal Cards in one day?

Thats true jaja but there are some really good sign-up boneses, more than that I really love Chase and their CS. I will be traveling abroad quite frequently next year so a no foreign transaction fee card would be nice. Furthermore I could transfer my points from Freedom to Ultimate Rewards!

Garden Mode... kind of... sort of (•‿•)
Established Contributor
espnjunkie
Posts: 725
Registered: ‎12-14-2011

Re: Chase (2) Personal Cards in one day?

All capital One cards have no forex fees, can always use that one? Signup bonuses do a great job of luring people to apply, but consider how much you will use a card moving into the future...that 95.00 annual fee won't go away haha =P

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), US Bank Business
TU-778 (04/28/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)

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