Chase 5/24 question concerning AU

[tbea1004]

Ok, I have read where someone said that they could not get one of the Chase cards because they counted an AU account as one of the 5/24. If this is true, what if the account is over 2 years old? I have an AU account reporting and it will be two years old in September. I just got added on this account in January. So do they care how long I have been on the account or are they worried about how old the account is? Im just trying to figure this out so I can figure out if Ill be able to get the CSR later this year.

[Anonymous]

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@tbea1004 wrote:

Ok, I have read where someone said that they could not get one of the Chase cards because they counted an AU account as one of the 5/24. If this is true, what if the account is over 2 years old? I have an AU account reporting and it will be two years old in September. I just got added on this account in January. So do they care how long I have been on the account or are they worried about how old the account is? Im just trying to figure this out so I can figure out if Ill be able to get the CSR later this year.

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All depends on what the account shows on the credit report they pull for you. If the account on your report (even if the main account is over 2 years old) shows as being added within the past 2 years, it will count towards 5/24.  Perfect example is Amex. If I add someone to my 10 year old Amex card as an AU, the credit reports for the AU will show it being added in May, 2017 so it would count.