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Which cards don't count towards the 5/24 rule? I've heard the AARP and British don't count towards the 5/24 rule. What about the Ritz card?
I know that if you are an authorized user on certain cards you can always ask them to manually overlook them when doing a recon. They did it for me. Unfortunately I was still denied because I didn't have a history of over a year. I've given up on wanting a card with Chase. The Freedom isn't even that amazing.
I don't know how accurate this is, but it's some info.
http://www.doctorofcredit.com/chase-524-rule-now-effect-credit-cards/#What_Cards_Aren8217tAffected
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |