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So I app'd for the Freedom card back in May and was denied for too many inquiries in the last 12 months. All my inquiries have now aged to the 12 month + mark ( I did quite a few apps last August).
The question is, how strict is Chase on the 6 month rule ( their apps say I have not been declined by Chase in the last 6 months) ?
Is it worth apping for the Freedom card, especially with the $250 bonus they are offering since it has been less than 6 months since the denial?
Fico (according to my Walmart Fico - 781)
thanks!
Might as well if you want the card. I got accepted with a 716, 1 inquiry, and >50% util.
which report does chase pull?
@aleicgrant wrote:which report does chase pull?
EX
EX meaning experian?
Chase has always pulled TU for me when I've appd for CC products.
Don't know why but its strange.
I applied for the Southwest card in March, denied, apped again in May and instant approval. Pulled EX both times. Chase is unpredictable.
@jason86423 wrote:So I app'd for the Freedom card back in May and was denied for too many inquiries in the last 12 months. All my inquiries have now aged to the 12 month + mark ( I did quite a few apps last August).
The question is, how strict is Chase on the 6 month rule ( their apps say I have not been declined by Chase in the last 6 months) ?
Is it worth apping for the Freedom card, especially with the $250 bonus they are offering since it has been less than 6 months since the denial?
Fico (according to my Walmart Fico - 781)
thanks!
$250.00? Can you or someone else post a link for that offer?
Thanks!