Chase AARP- The best card for dining?

[vwgrrc]

Without all those nice CU cards (like Huntington, Golden One, etc) in my area, is Chase AARP the best way to earn most cash back on dining now?

[SunriseEarth]

There's also Sam's Club for 3% CB.   Cash + can have 5% fast food and 2% restaurants; depending on your mix, this could work.  

[kdm31091]

It is in terms of the highest overall dining percentage. You can get 5% fast food with Cash+, but it's only 2% on restaurants. (That's what I use, and it works well for me)

Keep in mind though, only using a card for 3% on dining expenses, it may take awhile to rack up usable rewards.

[onstar]

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@kdm31091 wrote:

It is in terms of the highest overall dining percentage. You can get 5% fast food with Cash+, but it's only 2% on restaurants. (That's what I use, and it works well for me)

Keep in mind though, only using a card for 3% on dining expenses, it may take awhile to rack up usable rewards.

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You can start redeeming at $20, so that's only $667 in spend. That's pretty easy to redeem.

[vwgrrc]

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@SunriseEarth wrote:

There's also Sam's Club for 3% CB.   Cash + can have 5% fast food and 2% restaurants; depending on your mix, this could work.  

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Almost forgot to mention this, I applied for cash+ but was offered the Cash Rewards. Wondering when can I applied for that again?

But anyway, I think most of my spending now would be restaurant, not really fast food...

[Anonymous]

There is one little-known card that offers a higher cashback return rate than AARP, and that's the SSFCU Power MasterCard, which is effectively a 3.3% cashback card at restaurants. But this card appears to be very geographically limited -- I, for one, live outside of its footprint.

Therefore, for me, AARP is king for dining cashback. (And I love mine!)

As mentioned, Sam's Club MasterCard is an option. It does have a couple of downsides though -- cashback only gets paid out once a year and (of course) it requires an active Sam's membership. 

[Anonymous]

I wuv my aarp card! my go to card for restaurants and gas whenever discover isn't offering 5% quaterly bonus.

[vwgrrc]

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@Anonymous wrote:

I wuv my aarp card! my go to card for restaurants and gas whenever discover isn't offering 5% quaterly bonus.

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No reason not to, really.

Too bad they don't offer Travel version any more. I couldn't find another no AF card with 3% real cash back on travel now. SAMs MC requires membership, which just like AF to me since I don't shop there, and the fee doesn't justify the earning.

Bring back AARP Travel please!!

[kdm31091]

Bank of americas AAA card is no fee with 3 percent on travel purchases

[Anonymous]

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@vwgrrc wrote:

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@Anonymous wrote:

I wuv my aarp card! my go to card for restaurants and gas whenever discover isn't offering 5% quaterly bonus.

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No reason not to, really.

Too bad they don't offer Travel version any more. I couldn't find another no AF card with 3% real cash back on travel now. SAMs MC requires membership, which just like AF to me since I don't shop there, and the fee doesn't justify the earning.

Bring back AARP Travel please!!

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I guess the travel card wasn't as popular as restaurant & gas card.