@thelethargicage wrote:**UPDATE**
I figured out how to get a better APR from Chase:
I closed my Freedom card 2 nights ago (originally a Platinum Visa, upgraded to Signature, godawful 22.99% APR) and I applied for a new Freedom the next day. Got the 7-10 day message, so Icalled the backdoor number and was told the old card was still showing up in their system as open. The credit analyst worked her magic and voila! New Freedom card with a $15.7K CL and 13.99% APR.
Nice , i don't know if i want to take an HP to get an APR reduction tho :-) i will just make sure to PIF when my 0% ends in January :-)
@chalupaman wrote:
@thelethargicage wrote:**UPDATE**
I figured out how to get a better APR from Chase:
I closed my Freedom card 2 nights ago (originally a Platinum Visa, upgraded to Signature, godawful 22.99% APR) and I applied for a new Freedom the next day. Got the 7-10 day message, so Icalled the backdoor number and was told the old card was still showing up in their system as open. The credit analyst worked her magic and voila! New Freedom card with a $15.7K CL and 13.99% APR.
Nice! Congratulations. Stinks you had to take a HP to get it though.
Thanks! Actually, they double pulled EX and TU. After all, it's a new card. No big deal, though, it's not the end of the world. I'm done with apps for a long time.
Im glad it worked... Thought it would take a little more time before you reapplied but... i think the Analyst knew why you closed it...
=)
-j
