02-12-2013 08:15 PM
I have a "Chase Amazon Business" card that I recently paid in full after a few years of paying it down.
I look a little closer to my credit report and see that this account has never been reported on my credit report.
I know when I got the card, it was done through my social.
When I asked Chase about this, the rep said this is not reported to your personal credit report unless you go in to default.
So I guess my question is, does this make sense?
Should I see about converting this card in to a "personal" account?
It has a long history of good payment and would help out with reducing my utilization across my other cards.
02-12-2013 08:22 PM - edited 02-12-2013 08:25 PM
Thing is, I don't have a business of any type..
I guess I'm mad that I paid in full and it's not going to reflect in my score.. Grrr!!
But that's my fault.
On the other hand, I suppose I can transfer balances to it and it would make my utilization go down on my "personal" cards..
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