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Chase Amazon Business account

Valued Member

Chase Amazon Business account

I have a "Chase Amazon Business" card that I recently paid in full after a few years of paying it down. 

I look a little closer to my credit report and see that this account has never been reported on my credit report.

I know when I got the card, it was done through my social.

 

When I asked Chase about this, the rep said this is not reported to your personal credit report unless you go in to default. 

So I guess my question is, does this make sense? 

Should I see about converting this card in to a "personal" account?

It has a long history of good payment and would help out with reducing my utilization across my other cards.

Thanks!

 


Starting Score: EQ 665 (Jan 1, 2013)
Current Score: EQ 738 4/18/13, EX 715 Lender Pull 3/15/13, TU 718 Lender Pull 3/15/13 Suposedly over 750 now from what I was told when I did my auto loan, but not sure.
Goal Score: 740


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2 REPLIES
Frequent Contributor

Re: Chase Amazon Business account

I think most business cards are like that...


CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $12k United Explorer-$5k
Message 2 of 3
Valued Member

Re: Chase Amazon Business account

Thing is, I don't have a business of any type..  Smiley Happy

 

I guess I'm mad that I paid in full and it's not going to reflect in my score.. Grrr!! 

But that's my fault.

 

On the other hand, I suppose I can transfer balances to it and it would make my utilization go down on my "personal" cards..


Starting Score: EQ 665 (Jan 1, 2013)
Current Score: EQ 738 4/18/13, EX 715 Lender Pull 3/15/13, TU 718 Lender Pull 3/15/13 Suposedly over 750 now from what I was told when I did my auto loan, but not sure.
Goal Score: 740


Take the myFICO Fitness Challenge

Message 3 of 3