08-14-2012 11:54 AM
altayar wrote:I have this itch to apply .. but man Chase is tough and I'm just afriad they'd give a flat denial!
It was so tough to get approved for the Freedom .. !
what is your fico score, # of inquiries and any baddies???? you can always recon if denied.... although i haven't been successful on their recon, I read a lot of people gettin approved after calling their backdoor.... and i think this card is fairly easier to get than the freedom
">08-14-2012 12:40 PM
I have 10 inquiries on my report that are so recent.
I applied to just got approved. I had to call in to get it approved. The rep wanted to deny me for too many inquiries but when I explained why there are so many on my report he approved me for a $1,000!
kobe2012 wrote:
altayar wrote:I have this itch to apply .. but man Chase is tough and I'm just afriad they'd give a flat denial!
It was so tough to get approved for the Freedom .. !
what is your fico score, # of inquiries and any baddies???? you can always recon if denied.... although i haven't been successful on their recon, I read a lot of people gettin approved after calling their backdoor.... and i think this card is fairly easier to get than the freedom
08-14-2012 12:50 PM
altayar wrote:I have 10 inquiries on my report that are so recent.
I applied to just got approved. I had to call in to get it approved. The rep wanted to deny me for too many inquiries but when I explained why there are so many on my report he approved me for a $1,000!
kobe2012 wrote:
altayar wrote:I have this itch to apply .. but man Chase is tough and I'm just afriad they'd give a flat denial!
It was so tough to get approved for the Freedom .. !
what is your fico score, # of inquiries and any baddies???? you can always recon if denied.... although i haven't been successful on their recon, I read a lot of people gettin approved after calling their backdoor.... and i think this card is fairly easier to get than the freedom
awesome! Congrats!! We're your inquiries credit card related? What were your credit score ? I would wanna have this card too
">08-14-2012 12:53 PM
congrats! did you get approve for the store or chase card?
08-14-2012 12:57 PM - edited 08-14-2012 12:57 PM
Yeah. Most of the inquiries date back to May when I opened about 4 new accounts. There are some for CLI's and some for denied applications.
My score is like ~630ish ..
kobe2012 wrote:
altayar wrote:I have 10 inquiries on my report that are so recent.
I applied to just got approved. I had to call in to get it approved. The rep wanted to deny me for too many inquiries but when I explained why there are so many on my report he approved me for a $1,000!
kobe2012 wrote:
altayar wrote:I have this itch to apply .. but man Chase is tough and I'm just afriad they'd give a flat denial!
It was so tough to get approved for the Freedom .. !
what is your fico score, # of inquiries and any baddies???? you can always recon if denied.... although i haven't been successful on their recon, I read a lot of people gettin approved after calling their backdoor.... and i think this card is fairly easier to get than the freedom
awesome! Congrats!! We're your inquiries credit card related? What were your credit score ? I would wanna have this card too
08-14-2012 12:58 PM
I got approved for the Chase Visa card.
jsickz32 wrote:congrats! did you get approve for the store or chase card?
08-14-2012 01:09 PM
altayar wrote:I got approved for the Chase Visa card.
jsickz32 wrote:congrats! did you get approve for the store or chase card?
nice.... now am itching to apply but am tryin to be in the garden til next year.... 1 month down... any baddies?
">08-14-2012 01:23 PM
I have one late payment back in December 2011. That's all.
How does your profile look like?
Any recent applications?
kobe2012 wrote:
altayar wrote:I got approved for the Chase Visa card.
jsickz32 wrote:congrats! did you get approve for the store or chase card?
nice.... now am itching to apply but am tryin to be in the garden til next year.... 1 month down... any baddies?
08-14-2012 01:27 PM
altayar wrote:I have one late payment back in December 2011. That's all.
How does your profile look like?
Any recent applications?
kobe2012 wrote:
altayar wrote:I got approved for the Chase Visa card.
jsickz32 wrote:congrats! did you get approve for the store or chase card?
nice.... now am itching to apply but am tryin to be in the garden til next year.... 1 month down... any baddies?
oh, i have 2 collections and 3 charge offs from 5-6 years ago.... about 8 inquiries the past 6 months and 12 the past year... when i applied for freedom last may and got turned down, they pulled TU and EX..... staying in the garden is boring but i guess it'll do me better in the long run... i don't think i have a shot on that card, not now at least...
">08-14-2012 04:34 PM
kobe2012 wrote:if denied for chase Amazon, would they counteroffer the regular store card or would that be a separate application?
I didn't get a counter offer, I was just flat out denied. So I think the regular store card would be a separate application.

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