Chase Amazon Rewards..... best way to ask for a CLI ?

[JOHNINAZ]

Had this 8 months now, dont use it a ton but I do and always pay in full. Has a 1000 limit now but read some people get CLI's after there 4-6th payment. Whats the easiest way to try and get one, call them ? TIA

[chalupaman]

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@JOHNINAZ wrote:

Had this 8 months now, dont use it a ton but I do and always pay in full. Has a 1000 limit now but read some people get CLI's after there 4-6th payment. Whats the easiest way to try and get one, call them ? TIA

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One way is to app for another Chase card and move part of the limit of that one over.

You can try SM but that will also be a HP.

[FinStar]

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@chalupaman wrote:

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@JOHNINAZ wrote:

Had this 8 months now, dont use it a ton but I do and always pay in full. Has a 1000 limit now but read some people get CLI's after there 4-6th payment. Whats the easiest way to try and get one, call them ? TIA

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One way is to app for another Chase card and move part of the limit of that one over.

You can try SM but that will also be a HP.

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This is provided the OP is approved for another Chase CC.

Either way OP, it's going to be a HP.  The decision is up to you on whether you want to chance an approval and lower AAoA or if you don't want to open another Chase CC,  then cast your fate to the wind and try for a CLI.

[ojefferyo]

Just make sure your utilization is low, Chase doesn't like high util and will give you a mediocre CLI.

[JOHNINAZ]

Well I called them, asked for 2K and they gave it to me. Now I wish I would have asked for 3 or 5K. Either way thats actually the first time I have ever called a CCC and asked for a credit line increase. Im pretty happy..... but dont want to spend a dime of it so my scores go up now, LOL.