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Chase Amazon Visa Decline

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Uncle_Money
Established Contributor

Chase Amazon Visa Decline

Ahhh, I wanted this card too.

 

I tried to recon once today, no go. Analyst didn't sound to friendly or helpful, either. The reason was "too many inquiries" in the past year. I have 7 in the past twelve months. Current utilization is about 40%. One 30 day late from 7 months ago. That's the story.

 

Do I try again with another analyst? Or do they keep notes if I keep calling?

 

Thanks,

 

UM

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 1 of 7
6 REPLIES 6
Uborrow-Upay
Valued Contributor

Re: Chase Amazon Visa Decline

Hi, Uncle Money!

 

Sorry about the decline.  IMO, give it a rest for awhile.  You had a pretty good run this year, and by next summer you'll have some history on those accounts to help with approvals on future apps.

 

Later!

 

 

Message 2 of 7
Jazzzy
Valued Contributor

Re: Chase Amazon Visa Decline


@Uborrow-Upay wrote:

Hi, Uncle Money!

 

Sorry about the decline.  IMO, give it a rest for awhile.  You had a pretty good run this year, and by next summer you'll have some history on those accounts to help with approvals on future apps.

 

Later!

 


+1......patience is the hardest part

 

Make a written list of the cards you want, and then put dates beside them when you will app. Have a reason for those dates....will inquiries have fallen off by then? Utilization lowered?

 

Make it a plan that YOU control.

Message 3 of 7
eddymvp
Frequent Contributor

Re: Chase Amazon Visa Decline

I was approved for this card in July with a CLI of 1600. My score was 670 at that time. This month they just increased my CL to 1800.
Message 4 of 7
DI
Super Contributor

Re: Chase Amazon Visa Decline

It's time to let the cards and inquries  you have age.
Message 5 of 7
tata
Established Member

Re: Chase Amazon Visa Decline

I remember the first time I applied for this card, I was decline back in 2005-6.  But after graduating from college, I re-applied and was instantly approved for $4000 . However, Chase has not given any CLI.  I use it frequently too!!!
Message 6 of 7
creditwherecreditisdue
Senior Contributor

Re: Chase Amazon Visa Decline


@Uncle_Money wrote:

Ahhh, I wanted this card too.

 

I tried to recon once today, no go. Analyst didn't sound to friendly or helpful, either. The reason was "too many inquiries" in the past year. I have 7 in the past twelve months. Current utilization is about 40%. One 30 day late from 7 months ago. That's the story.

 

Do I try again with another analyst? Or do they keep notes if I keep calling?

 

Thanks,

 

UM


Sorry, UM.

 

The Chase CSR's and credit analysts can be pretty unfirendly/unhelpful. It doesn't get any better once you have a card, either!

Message 7 of 7
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