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After seeing willwar's thread about the Marriott being a range of APRs based on creditworthiness, I got curious and jumped on Chase's site and checked out the other cobranded cards and it looks like the Amazon visa also has an APR range now.
I would tend to believe most of the co-branded cards will probably get a range now as Chase is just getting appears to be getting more greedy or offsetting the risk of certain people with higher apr's. If a bank can find a way to make more money they will. It has hit the CSP/Marriott so far and pretty sure it will come to the other cards from them sooner than later that had a set apr.
What will be intersting is to see if the existing cardmembers will be grandfathered in or if they are to expect an apr increase if they don't meet certain criteria.
@CreditCuriousity wrote:I would tend to believe most of the co-branded cards will probably get a range now as Chase is just getting appears to be getting more greedy or offsetting the risk of certain people with higher apr's. If a bank can find a way to make more money they will. It has hit the CSP/Marriott so far and pretty sure it will come to the other cards from them sooner than later that had a set apr.
What will be intersting is to see if the existing cardmembers will be grandfathered in or if they are to expect an apr increase if they don't meet certain criteria.
Then, can we expect an apr reduction if score improves?
@CreditCuriousity wrote:I would tend to believe most of the co-branded cards will probably get a range now as Chase is just getting appears to be getting more greedy or offsetting the risk of certain people with higher apr's. If a bank can find a way to make more money they will. It has hit the CSP/Marriott so far and pretty sure it will come to the other cards from them sooner than later that had a set apr.
What will be intersting is to see if the existing cardmembers will be grandfathered in or if they are to expect an apr increase if they don't meet certain criteria.
I swear to Odin I better be Grandfathered in. I love you Chase, but you throw around this 5/24 crap on your cobranded and you change the fixed ApR...STAPPPHH. EEEETT. We love you. Quit being greedy. You will get our money.
Times are a' changin.
@Imperfectfuture wrote:
@CreditCuriousity wrote:I would tend to believe most of the co-branded cards will probably get a range now as Chase is just getting appears to be getting more greedy or offsetting the risk of certain people with higher apr's. If a bank can find a way to make more money they will. It has hit the CSP/Marriott so far and pretty sure it will come to the other cards from them sooner than later that had a set apr.
What will be intersting is to see if the existing cardmembers will be grandfathered in or if they are to expect an apr increase if they don't meet certain criteria.
Then, can we expect an apr reduction if score improves?
lol we are talking Chase here.. Only works one way it goes up, not down
@Anonymous wrote:
When I got my Amazon Chase card a year ago it had a range, so this isn't new..
Not new for that card, but other cards in their line up it is