Chase Amazon vs Store Card

[Anonymous]

People get the Amazon cash back cards for cash back while shopping on Amazon -- we all know that.

However, if one is a prime member, what is the point of getting the Chase version that only offers 3% back?

The store card gives back 5% on statement credit and also has the possibility of offering financing options.

The 2% cash back (restaurant/gas) for the Chase can be replaced by other cards. 

So what's the deal with everyone having two of these cards IF someone has prime? 

Thanks for any responses!

[Anonymous]

it's flat out pointless lol

[B335is]

I have both. I've had both versions for years. The Chase card was worth it for the formerly bigger discount and Synchrony was worth it for large CLI and financing offers. With the recent changes the store card gets all of my Amazon spend. So I think a lot of people had the Chase version for years because at the time, it gave a better discount than the Store Card.

[Anonymous]

Ahh I see now. What was the previous rewards structure? 

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@B335is wrote:
I have both. I've had both versions for years. The Chase card was worth it for the formerly bigger discount and Synchrony was worth it for large CLI and financing offers. With the recent changes the store card gets all of my Amazon spend. So I think a lot of people had the Chase version for years because at the time, it gave a better discount than the Store Card.

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[Anonymous]

I wish i had the store card and not the chase. I wasnt watching last summer when i got it.

The chase card gives 2% back in gas and drug stores, so if you're not one of the fortunate citi users, its an option to attack some saving potential there.. I was planning on parking my chase amazon  but i do notice that with the plenti points (no laughing) at rite aid it still has a little value. I do spend 150-200 a month on amazon.

FINALLY someone on here who has both cards! I applied 2 times this year, one pre spree with 3 inquiries, and another time with more, and was denied. I guess i have hope next year.

[Anonymous]

i have both and the chase amazon is SD'd for good lol.

[Anonymous]

I didn't realize there was a Amazon "store" card.  I only see the Visa credit card on their main page but was never impressed with it therefore i never gave it any thought.  I wish i knew about the store card before i equipped my mom's home theater setup...

[Imperfectfuture]

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@Anonymous wrote:
i have both and the chase amazon is SD'd for good lol.

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Move limit to freedom?

[onstar]

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@Imperfectfuture wrote:

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@Anonymous wrote:
i have both and the chase amazon is SD'd for good lol.

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Move limit to freedom?

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Does Chase make you wait xx months before you can move limits?

My Chase Amazon is like 8 months old. Can I move limits to my Marriott which is 6 months old?

Back on topic, yeah, the Chase Amazon is MOSTLY useless. IT IS USEFUL in the following instances:

(1) To pay for the Amazon Prime membership. The $99 AF cannot be paid for by the Amazon Store Card. Why? Weird. Dunno.

(2) They sometimes have specials where you save $ by using the Chase Amazon Visa. On the otherwise lame Amazon Prime Day, they had a promo code for $20 off $100 if you used the Chase Amazon Visa.

[Anonymous]

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@onstar wrote:

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@Imperfectfuture wrote:

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@Anonymous wrote:
i have both and the chase amazon is SD'd for good lol.

---

Move limit to freedom?

---

Does Chase make you wait xx months before you can move limits?

My Chase Amazon is like 8 months old. Can I move limits to my Marriott which is 6 months old?

Back on topic, yeah, the Chase Amazon is MOSTLY useless. IT IS USEFUL in the following instances:

(1) To pay for the Amazon Prime membership. The $99 AF cannot be paid for by the Amazon Store Card. Why? Weird. Dunno.

(2) They sometimes have specials where you save $ by using the Chase Amazon Visa. On the otherwise lame Amazon Prime Day, they had a promo code for $20 off $100 if you used the Chase Amazon Visa.

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To your (1) You can use Sallie Mae or Amex BCP to buy $99 Amazon gift and spend it on Prime for 5% or 6% back respectively.