01-16-2013 12:41 AM
01-16-2013 05:45 AM
were you around in the 90s? Amazon was born as an online competitor to Borders and Barnles and Nobles. As time went on they just became a Bookstore + and now they compete with Wal-mart. Their MCC has been bookstore for who knows how long.
Only reason why Amazon is 5 TYPs is because Citi considers it a bookstore. I wonder when that will change soon
I'm actually a 90's kid currently in college, so I buy a lot more than just books from Amazon. I had no idea they were originally meant to be a bookstore. I thought they were just a competitor to Walmart, but much more convenient.
I guess this makes the Forward one of the best cards for a college kid. I wonder if Thankyou points will be worth as much as the 1:1 cashback you receive with the Chase Amazon card, which I have now.
01-16-2013 06:24 AM
@ colindidit > the Chase Amazon card also comes in Bright lime green and Black. Check the amazon website. Also I have the Amazon Visa and I find it pretty convenient. I shop quite often on amazon and I tend to rack up the points on my card rather quickly but the reward points are nothing to get too excited about unless you are a big amazon shopper and spend alot there thats the only way I see the card being the most useful. (3x points) I use my Amazon Visa in others places other then amazon as well and get 1 point for every dollar I spend. So far I racked up 1,789 points so that amounts to = $17.89. Lol. Thats Amazon visa for you.
I actually like the 3x system that Amazon offers. And I generally prefer points to cash back. Of the points cards I had, the best one was the Commerce Bank card. Right as they were merging with TD, the points terms would have changed and would have actually increased IF it had stayed as a Commerce Bank card. But the TD changeover meant the points system was actually decreasing.
Now my best card is Amazon. And second to that is Discover.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO