Chase Approval. What are the chances?

[PowerMan572]

I had a Chase Amazon card that was charged off in late 2011. I did pay the balance to the collection agency. Since then my credit has been squeaky clean and MyFICO score is 711. 

Within the last 2 weeks I was approved for 1.) Barclaycard Arrival 2.) CapitalOne Venture 3.) Amex Blue Cash Preferred. Once I let these sit for a while and mature, what are my chances of getting back with a Chase credit card? If it is possible, how long should I wait and what Chase should I go for?

I do have an auto loan with Chase that I was approved for in June 2013. I always pay that on time and pay a little more each month. 

[-Wade-]

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@PowerMan572 wrote:

I had a Chase Amazon card that was charged off in late 2011. I did pay the balance to the collection agency. Since then my credit has been squeaky clean and MyFICO score is 711. 

Within the last 2 weeks I was approved for 1.) Barclaycard Arrival 2.) CapitalOne Venture 3.) Amex Blue Cash Preferred. Once I let these sit for a while and mature, what are my chances of getting back with a Chase credit card? If it is possible, how long should I wait and what Chase should I go for?

I do have an auto loan with Chase that I was approved for in June 2013. I always pay that on time and pay a little more each month. 

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With all the new approvals i would wait at lease a yr . That's just my 2 cents

[PowerMan572]

That's what I was thinking, but I'm just concerned that I won't ever be able to get back with Chase until the charge off falls off my record. That's too long of a wait though LoL! 

[-Wade-]

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@PowerMan572 wrote:

That's what I was thinking, but I'm just concerned that I won't ever be able to get back with Chase until the charge off falls off my record. That's too long of a wait though LoL! 

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I can't answer that question ......Sorry , i don't  have any Chase products

[09Lexie]

Chase can be unforgiving with past derogs on their own products. They do have one of the best recon depts but I think you might want to give it more time.  Just afraid you might get stuck with a low limit. 

[Creditaddict]

I was leaning towards yes because you paid and then I read you got auto loan... I say go for it now (freedom)

[B335is]

If you decide to go for it be prepared to recon. Even though it's paid, it's still fairly recent. I was in a similar situation with Chase a few years ago and it was auto declined but the analyst overturned it.

[PowerMan572]

I think I'll wait a year. After I applied for the Barclaycard Arrival, I did apply fo the Marriott Chase card and was denied. I did call the reconsideration line, but since I didn't have any other "premium" cards with such high credit limits, she couldn't approve me.

However, if I wait a year I should be able to get my Amex limit to around $6k and my Capital One is already $5k. So with a year under my bealt, hopefully I can apply for a Chase card again, call the reconsideration line and get an approval. 

Thanks for the input! I appreciate anything.

[indiolatino61]

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@PowerMan572 wrote:

I had a Chase Amazon card that was charged off in late 2011. I did pay the balance to the collection agency. Since then my credit has been squeaky clean and MyFICO score is 711. 

Within the last 2 weeks I was approved for 1.) Barclaycard Arrival 2.) CapitalOne Venture 3.) Amex Blue Cash Preferred. Once I let these sit for a while and mature, what are my chances of getting back with a Chase credit card? If it is possible, how long should I wait and what Chase should I go for?

I do have an auto loan with Chase that I was approved for in June 2013. I always pay that on time and pay a little more each month. 

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Having an auto loan with Chase seems to be a good start. I'd age the new accounts first, then apply. The best of luck to you.

[Creditaddict]

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@PowerMan572 wrote:

I think I'll wait a year. After I applied for the Barclaycard Arrival, I did apply fo the Marriott Chase card and was denied. I did call the reconsideration line, but since I didn't have any other "premium" cards with such high credit limits, she couldn't approve me.

However, if I wait a year I should be able to get my Amex limit to around $6k and my Capital One is already $5k. So with a year under my bealt, hopefully I can apply for a Chase card again, call the reconsideration line and get an approval. 

Thanks for the input! I appreciate anything.

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Amex 3x cli at 61 days