08-04-2010 02:02 PM
Hi MyFICO Friends,
I applied for a SouthWest Card was approved last week for 2500.00, I had totally forgot about applying for the FREEDOM card. I just logged on to my Chase Checking account and found out about an approval for 3000.00 (Freedom) Nice!
What are my chances of a CLI upon activation?
08-04-2010 02:26 PM - edited 08-04-2010 02:26 PM
Pretty good actually. I got a substantial CLI when I called to activate my card. I basically told the girl that this would be one of my smaller CLs and as such I probably would never use it. She reviewed my report and saw my current cards and Cls and as such matched my highest. I guess it also helps that I have 4x the amount of the CL in my bank account on average and they can verify my pay as it gets direct deposited.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO