Chase Approved Joint Conversion

Anonymous · ‎08-15-2007

Quick note to let everyone know that Chase has finally converted our account (previously my wifes) to a joint account. Very easy just a form to fill out and send back to them . Hope others have had the same luck.

Take Care.

Rob

MidnightVoice · ‎08-15-2007

FICO_Focused wrote:
Quick note to let everyone know that Chase has finally converted our account (previously my wifes) to a joint account. Very easy just a form to fill out and send back to them . Hope others have had the same luck.

Take Care.

Rob

It was the same for me, and I think fusednumbers found the same

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid

fused · ‎08-15-2007

FICO_Focused wrote:

Quick note to let everyone know that Chase has finally converted our account (previously my wifes) to a joint account. Very easy just a form to fill out and send back to them . Hope others have had the same luck.

Take Care.

Rob

Excellent! The app was sooooo easy to fill-out too.

SpecFile · ‎08-15-2007

Will you get your wifes entire history on the card reported to your CR? What are the benefits of doing the joint app. thing?

Anonymous · ‎08-16-2007

SpecFile wrote:
Will you get your wifes entire history on the card reported to your CR? What are the benefits of doing the joint app. thing?

No more AU status on the CRs... The Hx remains for the Chase as far as I know. Others have stated different results, but we'll see.

Either way looks better to lenders if you have the account and not just the permission to use it. My wife and I have multiple AUs between us, and with the upcoming changes just want to protect the FICOs on all fronts.

Rob

MidnightVoice · ‎08-16-2007

SpecFile wrote:
Will you get your wifes entire history on the card reported to your CR? What are the benefits of doing the joint app. thing?

DW was an AU from the start, so in our case all that changed was the "AU" designation on the report - went to "Joint"

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid

SpecFile · ‎08-16-2007

That's what I am asking. I am aware of the AU thing going away. What I am asking is if you apply for joint (not AU) will you inherit the entire history of the card on you CR? My wife has a great card that I have been wanting to get joint status on!

fused · ‎08-16-2007

SpecFile wrote:

That's what I am asking. I am aware of the AU thing going away. What I am asking is if you apply for joint (not AU) will you inherit the entire history of the card on you CR? My wife has a great card that I have been wanting to get joint status on!

YES! I have my wife's entire history reporting on my CRs.

SpecFile · ‎08-16-2007

Sweet! Thanks fused.

Anonymous · ‎08-16-2007

fused111 wrote:

YES! I have my wife's entire history reporting on my CRs.

And I just did my pull today and saw that I have TWO TLs with entire Hx reporting.

Not sure how long this will last, but seems like it can't be bad. Looks like the AU is still reporting and the new joint as well.

Rob