Credit Cards

[laboi_22]

I've been using Chase Freedom a lot. They auto CLId me to 5000. Will they now upgrade to Visa Signature? Does Chase Visa Signature report a CL? Will they auto upgrade or will I have to request?

[alboto]

how long have you had the Freedom Card?

[webhopper]

They may consider upgrading your card after 12 months

[laboi_22]

I've had my Freedom like 2 years.

[shadow2k]

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laboi_22 wrote:
I've been using Chase Freedom a lot. They auto CLId me to 5000. Will they now upgrade to Visa Signature? Does Chase Visa Signature report a CL? Will they auto upgrade or will I have to request?

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I got my Freedom years ago.  At some point they replaced it with a Visa Sig, without me asking, but they were mass upgrading a lot of people at the time and everyone was freaking out about the CL disappearing.  Mine reports the limit on all three CR's.

I don't know if they do it automatically, but they did for me.  If you want it, just call...they don't bite.

[Dustink]

I was initially approved for the freedom with a $5k limit. I don't think mine is a visa signature, is there a way to make it a signature card?

[laboi_22]

I already have a signature card so it's no biggie but if they would give me one I'd switch my BofA siggy back to Platnuim plus so it could report the entire 15,000 line. BofA siggy still doesn't report I will call and find out today from chase. Can't hurt to call!

[KIPPIE12]

I switched my BOA Visa Signature back to Platinum Cash Rewards last year so i could have that extra cushion of utilization with no problem.  I didn't need the extra util, but i knew i was having a large home improvement project this summer, and i would use some credit at 0%.  I wanted that line to report.  My Chase is at 7.5k and is not a signature either.  I don't really care about the conceirge service associated with Signature cards or the NPSL.  Hopefully, they will leave mine alone.  I like the BOA cards' appearance better than the signature one anyway.