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Established Contributor
Posts: 634
Registered: ‎07-07-2011
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Chase Auto CLI what about signature

I've been using Chase Freedom a lot. They auto CLId me to 5000. Will they now upgrade to Visa Signature? Does Chase Visa Signature report a CL? Will they auto upgrade or will I have to request?
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Regular Contributor
Posts: 211
Registered: ‎08-23-2012
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Re: Chase Auto CLI what about signature

how long have you had the Freedom Card?

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: Chase Auto CLI what about signature

They may consider upgrading your card after 12 months

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Established Contributor
Posts: 634
Registered: ‎07-07-2011
0

Re: Chase Auto CLI what about signature

I've had my Freedom like 2 years.
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Regular Contributor
Posts: 108
Registered: ‎01-04-2008
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Re: Chase Auto CLI what about signature


laboi_22 wrote:
I've been using Chase Freedom a lot. They auto CLId me to 5000. Will they now upgrade to Visa Signature? Does Chase Visa Signature report a CL? Will they auto upgrade or will I have to request?

I got my Freedom years ago.  At some point they replaced it with a Visa Sig, without me asking, but they were mass upgrading a lot of people at the time and everyone was freaking out about the CL disappearing.  Mine reports the limit on all three CR's.

 

I don't know if they do it automatically, but they did for me.  If you want it, just call...they don't bite.

Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
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Re: Chase Auto CLI what about signature

I was initially approved for the freedom with a $5k limit. I don't think mine is a visa signature, is there a way to make it a signature card?

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Established Contributor
Posts: 634
Registered: ‎07-07-2011
0

Re: Chase Auto CLI what about signature

I already have a signature card so it's no biggie but if they would give me one I'd switch my BofA siggy back to Platnuim plus so it could report the entire 15,000 line. BofA siggy still doesn't report :smileysad: I will call and find out today from chase. Can't hurt to call!
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Established Contributor
Posts: 620
Registered: ‎05-09-2009
0

Re: Chase Auto CLI what about signature

I switched my BOA Visa Signature back to Platinum Cash Rewards last year so i could have that extra cushion of utilization with no problem.  I didn't need the extra util, but i knew i was having a large home improvement project this summer, and i would use some credit at 0%.  I wanted that line to report.  My Chase is at 7.5k and is not a signature either.  I don't really care about the conceirge service associated with Signature cards or the NPSL.  Hopefully, they will leave mine alone.  I like the BOA cards' appearance better than the signature one anyway.

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 46.5k| Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| CapOne 15K|Chase Freedom VS 19.3k|Citi Dividend WMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2k
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