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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Chase BP Visa

Is this card worth getting when the 5% CB on gas from Discover/Chase is not available??




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Super Contributor
Posts: 6,167
Registered: ‎12-11-2011
0

Re: Chase BP Visa

I'm gonna go with no. 

 

I Was just reading about it online, and apparently, all the rewards you earn only apply to one fill up, so if you get like a $0.30/gallon rebate, you use it once, and then you start all over again. You choose when to use it at the pump, it wil ask you whether or not you want to use your rebates, and it's only good for up to 20 gallons. 

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Chase BP Visa


jsucool76 wrote:

I'm gonna go with no. 

 

I Was just reading about it online, and apparently, all the rewards you earn only apply to one fill up, so if you get like a $0.30/gallon rebate, you use it once, and then you start all over again. You choose when to use it at the pump, it wil ask you whether or not you want to use your rebates, and it's only good for up to 20 gallons. 


I figured it would'nt match up to 5%, the BCE/BCP would be a good pick but thats a next year thing. (So would have been this card), I'm just looking to get CB on gas year round.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Super Contributor
Posts: 6,167
Registered: ‎12-11-2011
0

Re: Chase BP Visa

Yeah your best bet is to get a card that just has cash rewards, like the BoA 1-2-3 cards or BCE/BCP. Even though it might not match up to the 5% bonus categories of freedom/more/it, it's definitely gonna be better than the BP card.
Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: Chase BP Visa

Can you try for PenFed yet?

Ray

** Every Card has a Job, and Every Card does its Job **

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Chase BP Visa


RockinRay wrote:

Can you try for PenFed yet?


Not looking for another app for at least a year, really wanted to see what the members thought of the Chase card. But maybe July of next year i'd be ready for Penfed!!! Smiley Happy

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 1,419
Registered: ‎01-14-2009
0

Re: Chase BP Visa

Fort Knox FCU VISA Platinum card is an alternative to the PenFed Visa Platinum Cash Rewards card.
Frequent Contributor
Posts: 311
Registered: ‎07-08-2012
0

Re: Chase BP Visa

If you can't do Amex BCE/BCP, then I think the next best for year round gas rewards might be the Discover Open Road card. 2% on gas purchases up to $250 per billing cycle. Not all that great really. I'd probably just use a normal cash rewards card when the 5% categories aren't available.

Scores:
07/29/12: EX FICO (Amex) 684 | EQ MyFICO 631 | TU Walmart 695
Current: EX FICO (MyFICO) 733 | EQ (MyFICO) 683 | TU (Walmart) 745

First Goal: 700+ across the board - Got it on EX & TU!!!
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Chase BP Visa


kevinjjc wrote:
Fort Knox FCU VISA Platinum card is an alternative to the PenFed Visa Platinum Cash Rewards card.

Fort Knox is a great card, but last I heard, if you were outside of their service area, they will find some reason to reject your application even though they will allow you into CU.

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Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: Chase BP Visa


LS2982 wrote:

RockinRay wrote:

Can you try for PenFed yet?


Not looking for another app for at least a year, really wanted to see what the members thought of the Chase card. But maybe July of next year i'd be ready for Penfed!!! Smiley Happy

 


Got ya.... When you can unless they chage their offereing, as you know, PenFed is the best gas card for sure!

Ray

** Every Card has a Job, and Every Card does its Job **

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