Credit Card Center Advertiser Disclosure

Regular Contributor
Posts: 204
Registered: ‎02-19-2008
0 Kudos

Chase Balance Transfer Offers

I have 4 accounts with Chase, including one business card. It appears that the balance transfer link is available, but at the current interest rate on the account and a 5% transfer rate. This is the 1st time I saw 5% transfer rate, besides Discover.

Valued Contributor
Posts: 2,708
Registered: ‎10-16-2008
0 Kudos

Re: Chase Balance Transfer Offers

itsjustmeibe, I get a headache reading the balance transfer offers from Chase.  It's like "Here's your offer",  and minutes later, it's like "No,'s your offer", and then minutes later, it's like "Umm, no...what we meant your offer was is this...", which is then followed by another ridiculous offer with newly included restrictions, such as "These terms apply to all previous offers"...which is a great trick if you've already accepted one of those previous offers with specifically detailed terms.


They can't seem to make up their minds if they actually want to lend money or not, or what the terms are.


I think I'll send the execs at Chase a gift certificate to a Chinese restaurant...maybe they'll all starve to death while they try to make up their minds what to order...Smiley Very Happy



Regular Contributor
Posts: 117
Registered: ‎04-30-2008
0 Kudos

Re: Chase Balance Transfer Offers

I've had Chase for about 4 years and I did a balance transfer about a year ago for $3K.  Not a day later they jacked the rate from 8.99% to 15.99% (the balance transfer rate stayed the same), but then told me to close my card if I didn't like it.  Of course, while my balance was now $5K/$7K.


I've paid off the entire balance recently and it's going in a drawer because they now just lowered my credit limit from $7K to $4.3K.  I'd say Chase and Juniper are my least favorite to do business with!

Starting Score: 703
Current Score: 7/8/10: TU - 738 EQ - 750
Previous Score: 1/22/10: TU - 703 EQ - 714
Goal Score: 750

Take the FICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.