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What is it exactly ? Read about it with the cardmember agreement but doesn't explain much
@Closingracer99 wrote:What is it exactly ? Read about it with the cardmember agreement but doesn't explain much
It's a suite of 4 financial tools you get as a perk for having an account. That's it.
You get to have better control of your statement balance. You're essentially choosing which purchases you want to pay off, and when; as well as some tools that will better help you keep track of your expenses and give you more control over your financial planning. Interesting features.
I believe you can use Blueprint as a means to pay off all purchases interest free while carrying a BT balance.
I copied this from my Blueprint.
Full Pay - Avoid paying interest on the categories you choose
How does Full Pay work?
1.Choose the categories you want to pay in full.
2.We separate and total the purchases in those categories on your statement and online each month. See sample statement
3.You'll avoid interest when you pay your Full Pay purchases in full each month—even when you carry other balances.
4.You can make changes to your plan without fees or penalties, anytime.
Split - Create a plan to pay off a large purchase
How does Split work?
1.Choose a recent purchase that you want to create a plan for.
2.Tell us how much you'd like to pay each month or how fast you want to pay it off.
3.We do the math and set up the plan for you.
4.See your plan—and your progress—on every statement or online.
5.You can make changes to your plan without fees or penalties, anytime.
Finish It - Pay down your balance faster
How does Finish It work?
1.Choose the balance amount you want to create a plan for.
2.Tell us how much you'd like to pay each month or how fast you want to pay it off.
3.We do the math and set up the plan for you. Try the calculator.
4.See your plan–and your progress–on every statement or online.
5.You can make changes to your plan without fees or penalties, anytime.
Track It - See your spending trends at a glance
How does Track It work?
1.Visit Track It to see your purchases automatically grouped and totaled by spending category.
2.Check your spending information as often as you'd like. We'll update Track It as you make purchases.
3.Select a category to see your transactions and your spending history.
4.For the categories you want to track more closely, you can create a budget.