Credit Card Center Advertiser Disclosure†
10-11-2013 02:45 PM
Just wondering if Chase is going to shut off my credit card. I went to get a haircut the yesterday and my Freedom was declined. I have made some deposits to an online sportsbook and they recently quit accepting my Freedom card. Like a moron I just kept trying to deposit, maybe ten times over three days. I called the 800 number on the back of my card and was told that the rep couldn't do anything for me I would have to wait for a call from a "Senior Support Advisor" Well I haven't got the call and I forwarded my home to my cell and still no call.
a) Is Chase going to cancel my card?
b) What should I do when they call?
I don't ever intend to use my CC to deposit in my online sportsbook ever again.
10-11-2013 02:54 PM
Have you checked your credit reports? Any negs that may have spooked Chase pop up lately?
I can't comment too much regarding online gambling with a CC since I've never done it. That itself may have raised concern; there's a reason you can't typically buy loto tickets with a card.
10-11-2013 02:54 PM
10-11-2013 02:59 PM
If I were you I'd wait for the call and avoid using phrases like "online gambling" and "sportsbook".
I agree, but if they have a concern, they probably know very well what was going on!
While waiting, check the Terms&Conditions. It's very possible that online gambling is not allowed, or more generically this might be seen as a disguised cash advance. But nothing you can do but plead ignorance and promise no repeats.
10-11-2013 03:22 PM
10-11-2013 03:34 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.