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I also got an auto CLI for my Freedom and Amazon at the 3-4 month mark. They seem to be more lax with giving high SL with cobranded cards. Other CCC probably won't care, but Chase might mind it.
@disdreamin wrote:
I don't recall ever getting an auto CLI from Chase. However when I asked for a soft pull CLI, the CSR was able to do a 5-figure increase for me. Apparently they were waiting for me to ask.
How do you ask for a SP CLI with CSR? Can you pm me the number you used? I only got 1k increase on my united card after having it for 13 months
@bigbang91 wrote:
@disdreamin wrote:
I don't recall ever getting an auto CLI from Chase. However when I asked for a soft pull CLI, the CSR was able to do a 5-figure increase for me. Apparently they were waiting for me to ask.How do you ask for a SP CLI with CSR? Can you pm me the number you used? I only got 1k increase on my united card after having it for 13 months
Usually they send you a email saying that your eligible for a SP increase. Otherwise its HP only.
@Skye12329 wrote:Usually they send you a email saying that your eligible for a SP increase. Otherwise its HP only.
I actually initiated a SP increase on a Chase Disney Visa while upgrading to Signature. No HP, and CL increased $10K. I had never received anything from them about CLIs, but just decided to ask when I was on the phone with them. It is possible they sent me an email that was never received, but I haven't noted any issues with notifications from Chase going astray (payment alerts and such come through just fine).
Bigbang, I just called the number on the back of my card and the CSR I spoke with was able to do everything for me, the change to Signature and the CLI.
@disdreamin wrote:
I don't recall ever getting an auto CLI from Chase. However when I asked for a soft pull CLI, the CSR was able to do a 5-figure increase for me. Apparently they were waiting for me to ask.
Is this for real? Never read where Chase did an SP CLI in the 5-figures! Congrats on your huge success
@ArmyVietVet wrote:
@disdreamin wrote:
I don't recall ever getting an auto CLI from Chase. However when I asked for a soft pull CLI, the CSR was able to do a 5-figure increase for me. Apparently they were waiting for me to ask.Is this for real? Never read where Chase did an SP CLI in the 5-figures! Congrats on your huge success
Yup, went from $16.5K to $26.5K in one fell swoop, no hard pull. Maybe it's the Disney thing, or the fact that I've been with them since 2006 and never a CLI (I didn't ask, they didn't offer) but they were able to do that just based on the last SP, apparently. Even the CSR I spoke with sounded a little surprised, though, as I told her specifically I was not authorizing a pull, and only wanted a CLI if it could be done without a HP - she said she doubted it but would check, and that sometimes there were offers (can't recall the exact words she used...) available that were noted on certain accounts. When she came back and asked if $10K would be enough, I was like YA THINK?! I would have just asked to round off at $20K or $25K, so it was a bigger jump than I would have asked for.
FWIW, it shows up on my online banking with Chase already, but as of 1/24 it had not reported to any of the CRAs. Apparently Chase isn't in any hurry to update their reports to the bureaus...despite my large payment to them this past weekend. Grrrr... Come on, Chase, I need to see my first alert on the stupid credit monitoring.