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Frequent Contributor
pt310
Posts: 380
Registered: ‎05-03-2013
0

Re: Chase CLI?

Had mine since 2006, no auto-luv, ever. But then again I'm one of those "WaMu" step-children. If it wasn't my oldest open TL, I'd close it. :smileysad:


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Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Chase CLI?


pt310 wrote:
Had mine since 2006, no auto-luv, ever. But then again I'm one of those "WaMu" step-children. If it wasn't my oldest open TL, I'd close it. :smileysad:

Chase has definitely treated clients acquired from WaMu as second-class, and there are lots of people saying the same thing. Do you put a lot of spending through it?

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Revelate
Posts: 8,871
Registered: ‎12-30-2011
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Re: Chase CLI?

[ Edited ]

CreditScholar wrote:

pt310 wrote:
Had mine since 2006, no auto-luv, ever. But then again I'm one of those "WaMu" step-children. If it wasn't my oldest open TL, I'd close it. :smileysad:

Chase has definitely treated clients acquired from WaMu as second-class, and there are lots of people saying the same thing. Do you put a lot of spending through it?


I'm not certain it matters sadly; the Wamu cards and others that Chase has acquired often got put into a seperate class of card (Chase has some silly number of Freedom card types) and they each had different internal product caps.

 

Think realistically the best option is just to open a different card if desiring future tradeline growth with Chase; however, if it's sitting at $0 AF, not much reason to really close it barring the usual inconvenience possible loss factor.

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Frequent Contributor
pt310
Posts: 380
Registered: ‎05-03-2013
0

Re: Chase CLI?


Revelate wrote:

CreditScholar wrote:

pt310 wrote:
Had mine since 2006, no auto-luv, ever. But then again I'm one of those "WaMu" step-children. If it wasn't my oldest open TL, I'd close it. :smileysad:

Chase has definitely treated clients acquired from WaMu as second-class, and there are lots of people saying the same thing. Do you put a lot of spending through it?


I'm not certain it matters sadly; the Wamu cards and others that Chase has acquired often got put into a seperate class of card (Chase has some silly number of Freedom card types) and they each had different internal product caps.

 

Think realistically the best option is just to open a different card if desiring future tradeline growth with Chase; however, if it's sitting at $0 AF, not much reason to really close it barring the usual inconvenience possible loss factor.


No, there's no AF, and currently at $0 Balance after years of abuse, uh, I mean use. LOL. It's SD'd now. Nothing seems to matter to Chase on this account...one way or the other.



In the Garden since 7/3/13
Latest Scores: 749 EQ MyFico 8/5/13 | 766 TU Wally Aug '13 | 732 CK Fako 8/7/13 | 776 CS Fako 8/6/13
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Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: Chase CLI?

My original credit limit on my Chase Freedom was 500.00. I used the card quite a bit each month and pif before the statement cut. About 4 months later, they gave me an auto increase to 1000.00. I would love a higher limit but am not willing to take a hp for it. I also have had a Chase BP card for almost a year now with a 400.00 limit that just will not budge. So who knows why they choose certain customers/cards to give an auto increase too. I would love to get my BP card bumped to 1,000. My Shell card just doubled from 600.00 to 1200.00 with cit so maybe Chase will follow. :catfrustrated:

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