Chase CLI?

[Anonymous]

Is there a soft pull or hard pull for a CLI with Chase?  How oftern do people get CLIs with Chase?

[OmarGB9]

HP if requested by consumer. SP if it's automatically given. And not very often. Very rarely actually.

[Anonymous]

Thanks for the quick answer. 

[kdm31091]

You must take a HP if you ask for one. If they give you an auto CLI, it's a SP. CLIs from Chase are pretty much rare either way....some people get SP/auto, but it's not often, and the HP ones often result in dinky increases. With Chase it's best to just assume that what you start with is what you will have.

[Anonymous]

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@kdm31091 wrote:

You must take a HP if you ask for one. If they give you an auto CLI, it's a SP. CLIs from Chase are pretty much rare either way....some people get SP/auto, but it's not often, and the HP ones often result in dinky increases. With Chase it's best to just assume that what you start with is what you will have.

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...or app for another card and move limits between them (easily) if necessary. 

[Jerry45]

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@OmarGB9 wrote:
HP if requested by consumer. SP if it's automatically given. And not very often. Very rarely actually.

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Agreed. Needle in a Haystack rare for a Chase Auto CLI.

[Anonymous]

It's weird but around may/july/august they were sending out letters for an increase in CL but you'd have to them and there's a 30 window

also some folks would call and they'd have an offer to increase their CL without an inquiry 

but generally you'd have to request and it is a hard pull like others have mentioned.

[steel_string]

I've had a card with Chase for over 14 years. They gave me an auto-CLI once, from $2K to $3K.

[hsspres]

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@Anonymous wrote:

Is there a soft pull or hard pull for a CLI with Chase?  How oftern do people get CLIs with Chase?

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I opened a Freedom in October of last year with a SL of 4.5k.  Didn't put a lot of spend on it for the fist 3 months then ran up 75% Utl and paid it off over 4 months (0% APR).  In June I applied and was approved for a 10k Chase AARP.  Chase gave my Freedon an auto-CLI of 2k to 6.5 two weeks ago.

[Anonymous]

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@steel_string wrote:

I've had a card with Chase for over 14 years. They gave me an auto-CLI once, from $2K to $3K.

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Yeah ... don't want to rush them! My account dates to 2005 and never a CLI.