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06-15-2010 08:52 AM
Ok, so I have had a Chase credit card with a $200 limit since 2006 that I rarely use, just keep it because it was one of my first credit cards. I also had a Freedom card for about 1 year. I called in to ask for a CLI on my freedom card and 3 days later they closed both of my accounts. Should I leave a balance on my $200 card to leave it showing? Or pay off both in full?
06-15-2010 12:26 PM
It would seem that they don't like people
to call them
I've heard this before.
I've got 2 EX WAMU cards I would like to combine but
these stories scare me. If we were talking 200 cl I would
move on but it's 9000.
06-17-2010 11:35 AM
Thanks for the response all!
Yes they did give a reason, it came in the mail and they said it was because they did a review of my accounts and determined I kept too low a balance in my checking account with chase. I called and asked them and they told me they do random reviews and it might have been triggered by calling and asking for a CLI. It seems like a strange reason because I mainly bank with BoA and just have the chase account for small purchases. Either way, I think I am done with them for good now.
06-17-2010 12:15 PM
Chase can be really ridiculous about that stuff, which is why I terminated my relationship with them.
Since you bank with BofA, just try getting a card with them, they are picky about wanting to give primarily to their bank customers, but if you treat BofA well, they usually do the same. Citi is also an option, many people have Citi cards as their only relation to Citigroup whatsoever.