Chase CLs Combined!

[maiden_girl]

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@melbaro wrote:

What are the short and long-term effects to AAoA when doing this? I would be scared to close a card I just opened.

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I don't think it will hurt my AAoA much. I had opened the two cards a few weeks ago and they have YET to hit my reports. It will still report in good standing with the CL I had I believe but report as account closed by member. I had opened the Freedom and Amazon cards in the same week. I really probably won't see much difference. I think it will be better for my AAoA/CR in the long run b/c I will have one account reporting a decent limit instead of having two accounts with same bank report limits.

[melbaro]

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@maiden_girl wrote:

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@youngandcreditwrthy wrote:
Congrats, but as an fyi, I have a $5k limit on Freedom, and it is not a Siggy... So a $5k limit doesn't guarantee Signature status :-(

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Maybe you should call in and request siggy status. I'm not sure if its automatic. I think everyone who has it requests it. It's like converting your Freedom MC to Freedom VISA

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That is a negative. It's considered a PC and you need to wait the full 12 months to go from regular to Siggy. Ask me how I know

 MC to Visa is no problem within the 12 months though...ask me how I know again...

[maiden_girl]

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@melbaro wrote:

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@maiden_girl wrote:

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@youngandcreditwrthy wrote:
Congrats, but as an fyi, I have a $5k limit on Freedom, and it is not a Siggy... So a $5k limit doesn't guarantee Signature status :-(

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Maybe you should call in and request siggy status. I'm not sure if its automatic. I think everyone who has it requests it. It's like converting your Freedom MC to Freedom VISA

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That is a negative. It's considered a PC and you need to wait the full 12 months to go from regular to Siggy. Ask me how I know

 MC to Visa is no problem within the 12 months though...ask me how I know again...

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I don't mind waiting. Siggy status isn't important to me but if I can get it...why not, you know? I'm sure by then I'll have a bigger limit...hopefully.

[Pworld]

This is a hard pull right?? because when i tried to do this earlier this week i was told it would be a HP to combine my 2 chase cards. Take my limit from a old generic chase card and add it to my freedom. 

[maiden_girl]

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@Pworld wrote:

This is a hard pull right?? because when i tried to do this earlier this week i was told it would be a HP to combine my 2 chase cards. Take my limit from a old generic chase card and add it to my freedom. 

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There was no HP involved. The only thing they ask is that the card you are trying to add to the account  you want to keep needs to have a $0 balance at the time. They will close your old account up. They can't transfer your rewards but they can move your CL.

My Amazon account had a $0 balance with a $1,500 limit.

My Freedom account had a $1,900 balance with a $3,000 limit.

I just called the number on the back of my Freedom card and they were able to pull up both accounts and process the request which took effect immediately. I had recently opened the accounts this month and they had no problem approving the request. So now I just have the Freedom at $4,500 CL