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Established Member
Posts: 51
Registered: ‎07-26-2012
0

Re: Chase CSP Denied - Best way to get approved?

[ Edited ]

Ames Gold - NPSL

Amex Zync- NPSL

Chase Freedom - $500 (**bleep**)

Discover IT - $1500

BofA - $3000

 

All Cards except for the bofa are no more than 3 months old.

 

Had two collections that I did not know about (long story) I pif both of those last month.

 

Stated income $35k

 

EQ - 680ish TU - 730 EX - 740

Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Chase CSP Denied - Best way to get approved?

[ Edited ]

wow, thats Awesome! Congrats!!



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
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Re: Chase CSP Denied - Best way to get approved?


saggy1 wrote:

Bump Got Approved!!!


Congrats !

 

What CL did they give you?




Established Contributor
Posts: 504
Registered: ‎08-28-2012
0

Re: Chase CSP Denied - Best way to get approved?


saggy1 wrote:

Ames Gold - NPSL

Amex Zync- NPSL

Chase Freedom - $500 (**bleep**)

Discover IT - $1500

BofA - $3000

 

All Cards except for the bofa are no more than 3 months old.

 

Had two collections that I did not know about (long story) I pif both of those last month.

 

Stated income $35k

 

EQ - 680ish TU - 730 EX - 740


Ah, thanks.  And who'd they pull?  Probably not EQ.. Smiley Wink

Established Member
Posts: 51
Registered: ‎07-26-2012
0

Re: Chase CSP Denied - Best way to get approved?

5K.......idk, but I told them that tu updated  the new balance I put through the amex last month so probably them I'm guessing?

 

 

Established Contributor
Posts: 932
Registered: ‎06-12-2012
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Re: Chase CSP Denied - Best way to get approved?

LOL @ 500 Chase Freedom and 5k CSP - nice pair!

JP Morgan Select $10k | Citi TY Premier $15k | PenFed PlatRewards $22k | BofA AMEX $15k | Chase Freedom $20k | Discover IT $10k | Barclay Arrival+ 25k | AMEX SPG $10k | NASA Platinum-Advantage $10k | CapOne Quicksilver $5k | Amazon Card $10k | NASA PLOC $30k @ 8.25% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
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Established Member
Posts: 51
Registered: ‎07-26-2012
0

Re: Chase CSP Denied - Best way to get approved?

I just got the denial letter from my initial request before I reconed.

 

Reason for be denied are:

 

-Too many inquiries in the last 3 months.

-Too many accounts open in the last month (referring to my freedom and IT)

-Not enough revolving credit estabilished in the last 2 years

-Two open collections

 

 

Hmm weird. Thats alot of reasons why. NOT 1 of those reasons was brought up in my recon. The only thing they were worried about is this would be my first 5k limit? Thats it. WeIrD....

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