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Established Member
saggy1
Posts: 50
Registered: ‎07-26-2012

Re: Chase CSP Denied - Best way to get approved?

[ Edited ]

Ames Gold - NPSL

Amex Zync- NPSL

Chase Freedom - $500 (**bleep**)

Discover IT - $1500

BofA - $3000

 

All Cards except for the bofa are no more than 3 months old.

 

Had two collections that I did not know about (long story) I pif both of those last month.

 

Stated income $35k

 

EQ - 680ish TU - 730 EX - 740

Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: Chase CSP Denied - Best way to get approved?

[ Edited ]

wow, thats Awesome! Congrats!!



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: Chase CSP Denied - Best way to get approved?


saggy1 wrote:

Bump Got Approved!!!


Congrats !

 

What CL did they give you?




Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012

Re: Chase CSP Denied - Best way to get approved?


saggy1 wrote:

Ames Gold - NPSL

Amex Zync- NPSL

Chase Freedom - $500 (**bleep**)

Discover IT - $1500

BofA - $3000

 

All Cards except for the bofa are no more than 3 months old.

 

Had two collections that I did not know about (long story) I pif both of those last month.

 

Stated income $35k

 

EQ - 680ish TU - 730 EX - 740


Ah, thanks.  And who'd they pull?  Probably not EQ.. :smileywink:

Established Member
saggy1
Posts: 50
Registered: ‎07-26-2012

Re: Chase CSP Denied - Best way to get approved?

5K.......idk, but I told them that tu updated  the new balance I put through the amex last month so probably them I'm guessing?

 

 

Established Contributor
Jlu
Posts: 569
Registered: ‎06-12-2012

Re: Chase CSP Denied - Best way to get approved?

LOL @ 500 Chase Freedom and 5k CSP - nice pair!

Wallet: JP Morgan Select Visa Signature $10k | Chase Sapphire Preferred $7k | Citi ThankYou Premier Visa Signature $5700 | AMEX Premier Rewards Gold Card | Barclaycard Visa $5k | Discover IT $10k | Chase Freedom Visa $3k | Capital One Quicksilver $3k | Bank of America Cash Rewards Visa Signature $8k | Walmart Store $5k | Amazon Store $10k | Chase Total Checking |
Established Member
saggy1
Posts: 50
Registered: ‎07-26-2012

Re: Chase CSP Denied - Best way to get approved?

I just got the denial letter from my initial request before I reconed.

 

Reason for be denied are:

 

-Too many inquiries in the last 3 months.

-Too many accounts open in the last month (referring to my freedom and IT)

-Not enough revolving credit estabilished in the last 2 years

-Two open collections

 

 

Hmm weird. Thats alot of reasons why. NOT 1 of those reasons was brought up in my recon. The only thing they were worried about is this would be my first 5k limit? Thats it. WeIrD....


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