Chase CSP Selected for you email, Ad or pre-approved?

[AllCredit]

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@Anonymous wrote:

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@Anonymous wrote:
Go into a branch and see if you have any offers.

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Thanks!

I will try that.

Do I ask for pre-approval or pre-qualification in branch?

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When you sit with a banker tell them you want to see if you have any pre-approvals.

ABCD2199...I kind of wish that I liked coffee so I could research your findings further

[Anonymous]

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@Anonymous wrote:

Check the prequal site, if the card has a APR (not a range), it is very reliable.

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The Chase prequal site says I have no offers available currently.

So the email I got with a green checkmark was just a marketing advertisement? Pretty sneaky I would say.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Check the prequal site, if the card has a APR (not a range), it is very reliable.

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The Chase prequal site says I have no offers available currently.

So the email I got with a green checkmark was just a marketing advertisement? Pretty sneaky I would say.

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It doesn't mean you won't get approved though.  Unless your score is on the boarder line or fall into one of the issuer's hard rules like Chase's 5/24, I think people put too much stock in pre-approvals.  I have applied and were approved for 9 cards (9 out of 9) since April and only Discover was a pre-approval, I checked most pre-approval sites before applying and like you, no offers.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Check the prequal site, if the card has a APR (not a range), it is very reliable.

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The Chase prequal site says I have no offers available currently.

So the email I got with a green checkmark was just a marketing advertisement? Pretty sneaky I would say.

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It doesn't mean you won't get approved though.  Unless your score is on the boarder line or fall into one of the issuer's hard rules like Chase's 5/24, I think people put too much stock in pre-approvals.  I have applied and were approved for 9 cards (9 out of 9) since April and only Discover was a pre-approval, I checked most pre-approval sites before applying and like you, no offers.

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The reason I am skeptical is that I am fairly new to credit (less than 6 months), with a credit history that short, getting pre-qualified for CSP is quite unusual.

Anyway, I'll check in branch before applying since I would like to avoid unnecessary hard inquiries.

[sjt]

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@Anonymous wrote:

I received an email from Chase inviting me to apply for Chase Sapphire Preferred today.

There is a "Selected for you" text with a green checkmark in the email.

View the Screenshot

However, when I logged into my Chase online account, there was nothing in my Offers tab.

I have clicked on the Pricing & Terms link, and the provided APR is a range instead of a specific number.

Is this just an advertisement or it is actually a pre-approved / pre-qualified offer?

Thanks!

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Have you checked the Chase pre-qual site?

[Anonymous]

Pre-qual site and selected offers for you are different sites that show different results.

Selected offers in your account are typically more solid than the pre-qual site. When you click on "Offer Details" in the email, is the APR a range or is it fixed?

[Anonymous]

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@Anonymous wrote:

Pre-qual site and selected offers for you are different sites that show different results.

Selected offers in your account are typically more solid than the pre-qual site. When you click on "Offer Details" in the email, is the APR a range or is it fixed?

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Unfortunately, the provided APR info is a range.