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Hey guys and girls...
I want to try and go for the CSP card next year....I burned chase in my BK 7 that is 7.5 yrs old,for about 3000....i have about 4 accounts with 5 k limits....i will have about 4 inq on EQ with about 699 score....about a AAOA of about 5 yrs....
any suggestions witn trying to make things right with chase?
this is the only other card in my sights....any help would be great
@MovingForward_2012 wrote:
I just applied and got declined for CSP yesterday. You can read the thread I started on it. I have a BK 7 on my report that is 9 yrs and 4 months old. Never did business with Chase before so they weren't included in my BK. the issue was the BK and that I don't have any cards with a $5000 limit. I just reapplied for the Freedom but was declined for the same reasons but did a recon and the rep recommended approval but it has to go to another department for final review and I will get a final answer on Monday.
I'm not sure given you burned them in BK. Maybe someone else will come along that has accomplished what you are trying to do and give you advice. You do meet the $5000 prerequisite for the card though so it is possible I think.
Yeah...thts what i was afraid of but i wanted to know how i can get intouch with them to try and resolve the burnt account
@MovingForward_2012 wrote:
I just applied and got declined for CSP yesterday. You can read the thread I started on it. I have a BK 7 on my report that is 9 yrs and 4 months old. Never did business with Chase before so they weren't included in my BK. the issue was the BK and that I don't have any cards with a $5000 limit. I just reapplied for the Freedom but was declined for the same reasons but did a recon and the rep recommended approval but it has to go to another department for final review and I will get a final answer on Monday.
I'm not sure given you burned them in BK. Maybe someone else will come along that has accomplished what you are trying to do and give you advice. You do meet the $5000 prerequisite for the card though so it is possible I think.
moving forward.....did you get your answer
@jsickz32 wrote:
I been denied for the CSP 4 times. Reason: new accounts, not enough experience with 5k+. They wanna see a year history on any of my 5k+ cards
That's an important observation - do you think it's a strict requirement to get CSP?
I have $5k with ~3mths history and I really want to apply for CSP, so I was just wondering if it is a no-go from the very beginning...
I think someone posted recently about being approved for CSP without any 5k+ tradelines at all...
@jsickz32 wrote:
Last time i apped for the card. My bofa 5k was 9 months old and they said that.
Would you mind sharing other details of your profile at that point? Specifically, did you already have your Freedom card at that point and if so, for how long?
What was your score?
I am just trying to figure if it is worth HP for me :-)