Chase CSP vs JPM Palladium

Anonymous · ‎05-05-2016

I have a CSP but have been thinking about upgrading to the JP Morgan Palladium card for the airpport lounge access. Unfortunately, Palladium doesn't give you 2X UR points for dining, which is where I earn a lot of my points. Should I just skip the Palladium and stick with my CSP or is there a reason I should upgrade?

Thanks ;-)

Anonymous · ‎05-05-2016

@Anonymous wrote:
I have a CSP but have been thinking about upgrading to the JP Morgan Palladium card for the airpport lounge access. Unfortunately, Palladium doesn't give you 2X UR points for dining, which is where I earn a lot of my points. Should I just skip the Palladium and stick with my CSP or is there a reason I should upgrade?

Thanks ;-)

You just recently on your CSP went from 5K to 10K. Unless you have some substantial assets with Chase I don't see that happening.

Anonymous · ‎05-05-2016

@Anonymous wrote:
@Anonymous wrote:
I have a CSP but have been thinking about upgrading to the JP Morgan Palladium card for the airpport lounge access. Unfortunately, Palladium doesn't give you 2X UR points for dining, which is where I earn a lot of my points. Should I just skip the Palladium and stick with my CSP or is there a reason I should upgrade?

Thanks ;-)
You just recently on your CSP went from 5K to 10K. Unless you have some substantial assets with Chase I don't see that happening.

I just moved my portfolio from ML to JPM ... qualification is not a problem.

redpat · ‎05-05-2016

Are you joking around with us????????

You're good if you have 250k under management.

There are better ways and cards for lounge access though.

Personal Cards: Amex Plat | Amex Delta Res | CSR | Citi AA Exec Business Cards: Ink+ | Amex BGR

pip3man · ‎05-05-2016

Lmfaooo I hope ur not hallucinating cos that's certainly not happening. The Palladium is on a world of its own and can only be acquired with substantial assets with JPM.

wasCB14 · ‎05-05-2016

I'm not sure exactly what Priority Pass Unlimited includes, but unless you're going to be flying Marquis jets, you might find that Amex Platinum and Citi Prestige offer more.

And I know from experience how Chase doesn't care about assets held elsewhere when determining CLs...

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select

Anonymous · ‎05-05-2016

They just assigned me a "Private Banker" who asked me if I wanted one, but it is $595 per year and I will earn less points than I presently do with my CSP. I doubt that I will put $100k per year on it so I likely will not get the 33% point bonus. If the only reason to get it is the boast factor, I'll pass ...

Does anyone else on here have one?

Anonymous · ‎05-05-2016

Interestingly, my CSP home page changed today as well. When I sign in now it is a JPM page and no longer a Chase page ... weird.

Anonymous · ‎05-05-2016

@Anonymous wrote:
I have a CSP but have been thinking about upgrading to the JP Morgan Palladium card for the airpport lounge access. Unfortunately, Palladium doesn't give you 2X UR points for dining, which is where I earn a lot of my points. Should I just skip the Palladium and stick with my CSP or is there a reason I should upgrade?

Thanks ;-)

Go with Citi Chairman, Amex Black, or go home.

Anonymous · ‎05-05-2016

@Anonymous wrote:
@Anonymous wrote:
I have a CSP but have been thinking about upgrading to the JP Morgan Palladium card for the airpport lounge access. Unfortunately, Palladium doesn't give you 2X UR points for dining, which is where I earn a lot of my points. Should I just skip the Palladium and stick with my CSP or is there a reason I should upgrade?

Thanks ;-)
Go with Citi Chairman, Amex Black, or go home.

I don't think I would qualify ... I only qualify for the Palladium because I just moved my Trust to JPM